Liang Zhiping, general manager of Guotai Yuanxin Assets, pointed out that controlling risks is actually to improve one's own ability, and the company's risk control compliance system has gone through three stages. The first stage is from May 20 13 to May 20 14. The risk control system is developed from scratch, and its main tasks are to set principles, form teams, build structures and build processes. The second stage is from June 20 14 to February 20 16. In the context of the rapid development of the industry, the main task at this stage is not only to seize the opportunity to develop rapidly, but also to maintain a certain strength and improve the risk control compliance system. The core work is to make up the shortcomings, complete the structure and improve efficiency. The third stage is 2065438+March 2006 to present. The main task is to face the sudden change and qualitative change of the industry supervision environment, look forward to the layout, actively respond, and lay a solid foundation.
In the compliance standard of Guotai Yuanxin 10 put forward by Liang Zhiping, the most important thing is to make clear that the core essence of finance is risk management. "The core of the improvement of the ability of financial enterprises is the improvement of risk management ability, but the actual situation is often spiraling and it is unlikely to happen overnight."
Liang Zhiping explained that, for example, 10 meter platform diving is a very scary thing for ordinary people, but for professional divers, it is only a daily training item. Financial enterprises should have the ability of self-diagnosis and know where their risk management level is. They can neither see everything as a risk nor be ignorant and fearless. As soon as they learn to dive, they will challenge the 10 meter platform.
Liang Zhiping believes that financial institutions can carry out risk control according to the principle of classification and grading. For mature businesses, we only need to follow the mature standards and processes of the industry, and only need to avoid thinking that the level is higher than others, ignoring the process or changing the standards at will. For innovative business, the team can be encouraged to try, but only if the team has enough ability; At the same time, we should allow trial and error and give certain risk tolerance. For forward-looking business, the company should establish a set of incubator mechanism. "One thing must be clear. Financial practitioners are destined to be accompanied by risks. They don't have to regard risk as a scourge. The key is to make bold assumptions, carefully verify, dare to try, and learn to stop losses in time. "