Rule number one. In order to establish a social old-age security system to coordinate urban and rural areas and gradually solve the problem of old-age care for urban and rural residents, these measures are formulated in accordance with the Social Insurance Law of People's Republic of China (PRC) and the Opinions of the Provincial People's Government on Implementing the Social Old-age Insurance System for Urban and Rural Residents (E [2011] No.40) and other provisions, combined with the actual situation of this Municipality.
Article 2. These Measures shall apply to the implementation of social endowment insurance for urban and rural residents (hereinafter referred to as residents' endowment insurance) within the urban areas of this Municipality (excluding Yiling District, the same below).
Article 3. All urban and rural residents (hereinafter referred to as the insured) who have the household registration of urban and rural residents in this city, have reached the age of 16 (excluding students at school) and have not participated in other social endowment insurance can participate in the endowment insurance for urban residents in their own household registration.
Fourth, according to the basic principle of "basic, wide coverage, flexibility and sustainability", the endowment insurance for urban residents insists on starting at a low level, and the financing standard and treatment level are suitable for economic development and affordability in all aspects; Insist that individuals (families) and the government share responsibilities reasonably, and that rights and obligations correspond; Adhere to the combination of government leadership and voluntary participation of urban and rural residents, and guide urban and rural residents to participate in insurance.
The fifth is to establish an old-age insurance system for urban residents that combines individual contributions with government subsidies, social pooling with individual accounts, and other social security measures such as family pension, social assistance and social welfare to ensure the basic livelihood of urban and rural elderly residents.
Article 6. The municipal and district people's governments shall strengthen the organization and leadership of the old-age insurance for residents, establish a personnel and financial security mechanism, strengthen the construction of the town (street) human resources and social security service platform, and gradually incorporate the old-age insurance for residents into the comprehensive evaluation scope of target management.
The municipal human resources and social security department is responsible for the management of urban residents' endowment insurance, and the social endowment insurance agency for urban and rural residents (hereinafter referred to as the agency) is specifically responsible for the audit, payment, supervision and management of urban residents' endowment insurance.
Municipal finance, local tax, civil affairs, public security, disabled persons' federations, auditing and supervision departments shall, in accordance with their statutory duties, coordinate in the work of urban residents' old-age insurance.
Chapter II Raising of Endowment Insurance Fund
Seventh, the endowment insurance fund for urban residents is mainly composed of individual contributions and government subsidies.
Conditional village collectives shall give subsidies to the insured rural residents, and the subsidy standard shall be determined by the villagers' committee holding a villagers' meeting.
Encourage other economic organizations, social welfare organizations and individuals to provide financial support for residents' insurance payment.
Eighth, the insured shall pay the endowment insurance premium every year.
Payment standards are set at 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1000 yuan, 1400 yuan, 1600 yuan and 180 yuan per year. Insured people choose their own grades to pay, and pay more.
Ninth, the government subsidizes the insurance payment. The subsidy standard is 30 yuan per person per year, of which the provincial financial burden is 20 yuan and the local financial burden is 10 yuan.
For urban and rural severely disabled people (first-and second-class) and other groups with payment difficulties, the government pays all the old-age insurance premiums for them according to the minimum payment standard. The government subsidizes the local financial burden and pays the old-age insurance premium for the severely disabled, and the municipal and district finances each bear 50%.
Article 10 When these Measures are implemented, if the insured person is less than 15 years away from receiving the treatment, he/she shall pay the fee on an annual basis, and it is also allowed to pay back the fee. The cumulative payment period shall not exceed 15 years. If the insured pays the old-age insurance premium before 20 12 12 3 1, they will enjoy the government subsidy for the payment period.
When these Measures are implemented, if the age of receiving treatment exceeds 15 years, the annual payment shall be made, and the accumulated payment period shall not be less than 15 years.
After the insured is insured, the payment is interrupted or paid every other year for various reasons, and the payment subsidy given by the government is not enjoyed during the interruption and payment period.
Article 11 When these measures are implemented, urban and rural residents who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban workers and other old-age benefits prescribed by the state may receive the basic pension on a monthly basis according to the provisions of Item (1) of Article 15 of these measures, without paying fees, but their children who meet the conditions for participation in the insurance shall pay insurance premiums according to regulations.
Twelfth urban and rural residents pension insurance premiums levied by the municipal finance department, urban residents pension insurance premiums levied by the municipal local tax department.
Thirteenth, the municipal agency for each insured person to establish a lifelong record of the old-age insurance personal account. Individual contributions, subsidies from governments at all levels to the insured and contributions from other sources are all credited to individual accounts.
At present, the amount stored in personal accounts bears interest every year with reference to the one-year deposit rate of RMB in financial institutions announced by the People's Bank of China.
Personal account funds can only be used for the pension of the insured, and may not be withdrawn in advance or used for other purposes.
Chapter III Pension Insurance Benefits
Fourteenth in accordance with the provisions of these measures, the insured who has paid the old-age insurance premium has reached the age of 60 and has not enjoyed the basic old-age insurance benefits for urban workers and other old-age benefits stipulated by the state and province, and can receive a monthly pension.
Fifteenth pensions for urban and rural residents are composed of basic pensions and personal account pensions, which are paid for life.
(1) basic pension. The government pays the basic pension in full to the insured who meet the conditions for receiving treatment. The basic pension standard is 60 yuan per person per month, in which the central finance bears 55 yuan and the local finance bears 5 yuan. If the payment period exceeds 15 years, the monthly basic pension will be added to 3 yuan for every increase of 1 year.
(2) Personal account pension. The monthly calculation and payment standard of personal account pension is the total storage amount of personal account divided by 139 (the same as the current calculation and payment coefficient of personal account of basic old-age insurance for urban employees). When the insured person dies, in addition to government subsidies, the balance of personal account funds can be inherited according to law; The balance of government subsidies is used to pay the pensions of other insured persons.
Article 16 If the insured person dies while receiving the pension, his legal heir or designated beneficiary shall report to the local agency within 30 days from the date of the insured person's death, and the municipal pension insurance agency shall pay the funeral subsidy 1 000 yuan to his legal heir or designated beneficiary in one lump sum.
Seventeenth, the local financial burden of the basic pension, monthly additional funds and funeral subsidies required by the municipal and district finance.
Eighteenth, the adjustment of the basic pension, according to the relevant provisions of the state and province.
Chapter iv supervision and management of funds.
Nineteenth, the endowment insurance fund for urban residents into the financial accounts of social security funds, the implementation of two lines of revenue and expenditure management, separate accounting, misappropriation is strictly prohibited.
Article 20. The municipal human resources and social security department shall strengthen the supervision and management of the residents' endowment insurance fund, formulate and improve various rules and regulations, standardize the handling process, supervise and inspect the fund raising, settlement, disbursement and distribution, and regularly publish the fund raising and payment information.
Twenty-first municipal finance, supervision and auditing departments shall, in accordance with their respective responsibilities, supervise the residents' pension insurance fund to ensure the safety of the fund.
Twenty-second, residents' pension insurance benefits are socialized.
City agencies organize village (neighborhood) committees to certify the qualifications of the treatment recipients every year, and publicize the payment and treatment eligibility of the insured within the administrative village (community).
Twenty-third city agencies should accurately record the payment and treatment of urban and rural residents, establish insurance files and keep them for a long time.
Establish an information management system for residents' old-age insurance, incorporate it into the construction of social security information management system (golden insurance project), and share information resources with other citizens' information management systems.
Twenty-fourth, vigorously promote the social security card, which is convenient for the insured to pay, receive benefits and inquire about their insurance information. Make full use of modern information technology and financial network to provide efficient and convenient services for urban and rural residents, and do a good job in account management, policy consultation, inquiry service and pension payment.
Article 25, the implementation of the old-age insurance for residents required personnel funds and working funds, according to the relevant provisions of the current budget management into the fiscal budget at the same level, shall not be charged from the old-age insurance fund for residents. Chapter V Cohesion of Relevant Systems
Twenty-sixth, the original has participated in the old farmer's insurance, and before the implementation of these measures have received the old farmer's insurance pension benefits, according to the provisions of the old farmer's insurance to continue to enjoy the old farmer's insurance benefits, its standards and channels remain unchanged. If the old farmer's insurance fund is not enough to pay the old farmer's insurance benefits, the district finance will give subsidies. These include:
(a) at least 60 years of age, while enjoying the pension benefits, directly enjoy the basic pension of the old-age insurance for residents;
(two) under the age of 60, should be required to participate in the old-age insurance for residents, after reaching the age of 60, according to the policy at the same time enjoy the old-age insurance for residents.
When these Measures are implemented, those who have participated in the old-age insurance but have not yet received the treatment shall participate in the old-age insurance for residents according to the regulations, and the storage amount of the original personal account of the old-age insurance shall be transferred to the personal account of the old-age insurance for residents. After reaching the age of 60, the pension benefits will be paid according to the residents' pension insurance method.
Twenty-seventh, the convergence of urban landless farmers' old-age insurance and residents' old-age insurance system, in accordance with the relevant provisions of the state and province.
Article 28. The connection between the old-age insurance for village cadres and the old-age insurance system for residents shall be implemented in accordance with the Implementation Opinions of Hubei Province on Integrating the Basic Old-age Insurance for Village Cadres and the Social Old-age Insurance System for Urban and Rural Residents (Efufa [2011] No.90).
Twenty-ninth, residents' old-age insurance and basic old-age insurance for urban workers and other old-age insurance systems, in accordance with the provisions of the state and the province.
Article 30, residents' old-age insurance and rural five-guarantee system, social preferential treatment, urban and rural minimum living security and other policies and systems shall be connected in accordance with Ministry of Human Resources and Social Security's "Opinions on Doing a Good Job in Connecting the New Social Old-age Insurance System for Rural and Urban Residents with the Rural Five-guarantee System for Urban and Rural Residents" (Ministry of Human Resources and Social Security Fa 15).
Thirty-first, these Measures shall come into force as of July 20 1 year 65438.
Extended data:
Pension for urban and rural residents consists of basic pension and personal account pension, which is paid for life.
(1) basic pension. The government pays the basic pension in full to the insured who meet the conditions for receiving treatment. The basic pension standard is 60 yuan per person per month, in which the central finance bears 55 yuan and the local finance bears 5 yuan. If the payment period exceeds 15 years, the monthly basic pension will be added to 3 yuan for every increase of 1 year.
(2) Personal account pension. The monthly calculation and payment standard of personal account pension is the total storage amount of personal account divided by 139 (the same as the current calculation and payment coefficient of personal account of basic old-age insurance for urban employees). When the insured person dies, in addition to government subsidies, the balance of personal account funds can be inherited according to law; The balance of government subsidies is used to pay the pensions of other insured persons.
Yichang urban area
Yichang Wujiagang District People's Government-Yichang Urban and Rural Resident Social Endowment Insurance Implementation Office