Zhu Xiao, help me calculate, the loan is 654.38+00,000 yuan, which will be paid off in five years. How much will it be paid every month?

Mortgage loan procedures: ID card, household registration book, real estate license, marriage certificate, income certificate and bank card. These are the basic procedures. If there are any additional procedures, it depends on which bank you borrow from. Anyway, the more materials you can provide to prove your repayment ability, the better the loan approval and loan ratio. The general mortgage loan is up to 70% of the real estate appraisal value.

The interest rates of state-owned banks are generally low, and the benchmark interest rate of the central bank rises 10%-%20. Commercial banks in the market are relatively high, generally between 20% and 50%. In this way, the monthly repayment amount will be different, so if you want to know the exact amount, please ask the bank after the bank confirms it!

I suggest you borrow 10 years, so that your repayment pressure will be less. If the loan lasts for five years, the repayment pressure will be greater, the income certificate will be higher, and other corresponding procedures will be higher. In addition, the loan can be settled in advance in 10 year! So there is no need to borrow it for five years, it depends on yourself!

If you are from Beijing, you can leave me a message if you need help with the loan.