At present, the arrival time of medical reimbursement usually has the following two situations. First of all, it will arrive in a short time, immediately at the time of reimbursement settlement or within a few days. As long as the insured brings all relevant materials to the designated place for reimbursement, the reimbursement fee will be paid directly in cash or remitted to the account designated at that time. The other is a long time, usually within 1-2 weeks or even 1-3 months. If medical insurance is settled in different places, medical insurance reimbursement can be received in real time. Whether the medical insurance patients in different places in the province can directly settle the hospitalization expenses in the hospital depends on the actual credit card information of the patient's medical insurance card. In the process of handling, if there is anything unclear, you can go to the hospital medical insurance office for consultation.
But there is a scope for medical insurance reimbursement. The medical expenses incurred by the insured employees on business trips and visiting relatives in other places will only be reimbursed for the emergency expenses in different places that meet the requirements of medical insurance, and all expenses will not be reimbursed for non-emergency hospitalization. Insured workers living in the field for more than 6 months shall be reimbursed for medical expenses according to the nature of long-term residence. Long-term residence in other places shall be proved by the unit, and two designated hospitals (designated medical institutions for local medical insurance) shall be determined, and the medical expense reimbursement card for long-term residence in other places in Zhenjiang City shall be handled in time. If employees who live in other places for a long time, they must adhere to the principle of economy and prescribe drugs in a limited amount according to regulations (each time they visit a doctor, the acute dosage is within 3 days, the chronic dosage is within 10 days, and the dosage of tuberculosis, hypertension and diabetes can be extended to 30 days), and the drug expenses exceeding the above standards will not be reimbursed. If long-term residents in different places need to be referred, they should be referred step by step according to the principle of territoriality. Referral hospital is a special hospital determined by medical insurance for employees in our city. The individual pays 65438+ 00% of the total expenses first, and then reimburses the expenses according to the medical insurance regulations; In other hospitals, individuals pay 20% of the total expenses first, and then reimburse medical expenses according to medical insurance regulations.