Business scope includes letter of credit, letter of credit amendment, guaranteed delivery, letter of credit delivery, collection of import documents, letter of credit notice and confirmation, negotiation, export collection, letter of credit discount, packaged loans, etc.
Through China Industrial and Commercial Bank's huge network of domestic and overseas branches and global correspondent bank relations, it can provide customers with efficient foreign exchange settlement and credit consulting services.
The business process is simple and flexible, ensuring that customers' international trade business can be handled quickly and properly. Whether it is to raise working capital, invest in new projects or explore new markets, we can provide professional consulting services and financing arrangements according to customers' needs.
We can arrange the issuance of commercial paper, underwriting of bonds and derivatives transactions and financing for corporate customers, and provide customers with sources of funds other than syndicated loans.
Aircraft financing can arrange and participate in financing projects of China International Airlines, China Northern Airlines, China Southern Airlines (Group), Shandong Airlines and other domestic airlines, and successfully organize loans for several aircraft, thus establishing a certain position in the aircraft financing industry. In the rapidly changing financial market, provide customers with fast investment market information, provide diversified and professional financial services, and help customers seize opportunities and make strategic plans;
Provide customers with various foreign exchange transactions and derivative financial products to meet their different investment and risk hedging needs.
People with rich experience in capital market wholeheartedly arrange and issue all kinds of securities for enterprises and financial institutions, and provide "one-stop" services for securities underwriters, custodians, payment agents and sales banks.
Provide professional risk management and asset-liability management consulting services for corporate customers, use various hedging tools to reduce the risks caused by exchange rate or interest rate fluctuations, help customers control debt costs and improve efficiency.
Provide fast and appropriate clearing services in Hong Kong dollars and US dollars for domestic and foreign bank customers. Consortium lending
The performance and ability of syndicated loan business have been recognized by the market and established a good reputation and status.
Since its opening, it has led and arranged a number of syndicated loan projects, and successfully assisted many China and Hongkong enterprises to organize huge syndicated loans, including projects of local public institutions and listed companies.
The scope of services provided includes acting as lead bank, underwriting bank, participating bank, guarantee bank, recommendation bank, syndicated agent and guarantee agent.
commercial loan
As a good partner in business development, we provide comprehensive industrial and commercial credit and financial consulting services to help our customers' business flourish.
Taking advantage of China Industrial and Commercial Bank's huge branch network in China and its familiarity with domestic business, we will provide professional advice and financing arrangements for customers doing business in Chinese mainland.
Provide funds, bid bonds, performance bonds, advance payment bonds, maintenance bonds and public works bonds for various construction projects.
Can provide customers with regular or cyclical commercial loans and overdrafts, so that customers can obtain flexible capital turnover. There are financial guarantees and covered letters of credit to help customers obtain financing or credit in different places.
Building mortgage loan
Provide preferential mortgage loan services to help customers realize their plans to buy homes and live in peace. Customers can choose different repayment terms and payment forms according to their own financial budget.
The application procedure is simple, and the pre-approval service is specially set up. The loan amount can be up to 70% of the building valuation. The payment period can be as long as 30 years, and customers can choose to give the first-year insurance with a fixed payment amount or a fixed payment period without repayment, and reduce the lawyer's fee. Deposit services, including monthly statement savings deposits in Hong Kong dollars and US dollars, time deposits in Hong Kong dollars and various foreign currencies, Hong Kong dollar checking accounts and other services, can be automatically renewed for customers on the maturity date of the deposit period according to customers' instructions, and proper arrangements can be made. The opening amount of demand deposit is HK$ 65,438+0,000, and the opening amount of savings deposit is HK$ 65,438+0,000 or above. Interest is settled and withdrawn once every six months, and the account items and balance are listed on the statement. The minimum amount of time deposit is HK$ 65,438+000,000 or equivalent. There are many loan currencies and deposit periods to choose from, and the interest is rich.
Remittance service, with advanced communication equipment and huge international network, provides customers with comprehensive remittance service, which is convenient for customers to allocate funds and settle trade. Customers can choose the form of telegraphic transfer or bank draft, which is convenient, fast and reliable.