Loans can be found in lending institutions or banks. Lenders can choose many loan methods, such as mortgage loans and corporate loans. Apply for a bank, such as a mortgage loan. If it is a mortgage loan, the bank requires that the age of the mortgaged house should not be much.
Major banks have similar basic requirements for lenders, mainly considering the applicant's repayment ability and personal credit situation. The income of the applicant, the nature of work, whether the applicant is passive, personal education, having a house and a car, getting married, etc. Personal credit status is a credit report.
I want to apply for a loan. Who can I talk to?
1, looking for a bank, 2, looking for credit cooperatives, trust and investment companies and other non-bank financial institutions, 3, credit guarantee companies, financial leasing companies or pawn shops are also good choices. If you choose 1, the loan procedures are complicated, the term is long and the interest is low. If you choose too many, the procedures are relatively complicated and the term may be shorter. Some companies in the second category with high interest rates that banks can't do can choose the third option. The procedure is simpler, the term is shorter, but the interest rate is high. Similarly, it is better to touch less! ! ! ! ! ! ! ! !
I want to apply for a loan. Where can I get a loan?
If you want to get a loan, you can recommend Mo Long. 1 day is the fastest loan without mortgage. Apartment stores can also apply, and the loan can be released within 2 hours at the earliest, without mortgage. Worth choosing. Sichuan Easy Loan Network Financial Information Service Co., Ltd. (brand name "Mo Long"), the "Wal-Mart" in the loan service industry, is committed to providing individuals and small and micro enterprises with safer, more efficient and lower-cost financial services with advanced Internet technology and innovative financial applications. Moerlong is headquartered in Chengdu and currently has subsidiaries in Chengdu, Beijing and Chongqing. Relying on the strong Internet and information technology R&D and operational capabilities, excellent management team and resource integration advantages, we strive to build industry standards in customer acquisition, marketing, operation and product design, and provide customers with lower interest rates and more valuable loan products. Mo Long's loan products are all from partners, including traditional banks, emerging consumer finance companies and microfinance companies. For more information about loans, please consult Mollon. With its strong financial technology research and development capabilities, Molong can now complete all the operations of the epidemic through Molong's loan. During the epidemic, Moerlong will make full use of scientific and technological capabilities to minimize risks and improve efficiency to the fastest. In addition, Moerlong promises that the electronic agreement signed by customers online will be encrypted and protected by law; All products come from licensed financial institutions, and the fees are reasonable and transparent; The platform provides a compliant margin model to speed up the loan approval of financial institutions.