I. Adjustment of loan interest rate
Since June 65438+1 October1day, 2022, the interest rate of the first set of individual housing provident fund loans has been lowered by 0. 15 percentage point, that is, the interest rate of individual housing provident fund loans for less than five years has been adjusted from 2.75% to 2.6%, and that for individuals over five years has been adjusted from 3.25% to 3./kloc-.
The interest rate of the second set of personal housing provident fund loans remains unchanged, that is, the interest rate of personal housing provident fund loans for less than five years is 3.025%, and the interest rate of personal housing provident fund loans for more than five years is 3.575%.
Second, matters needing attention
According to the relevant provisions of Nanning Housing Provident Fund Personal Housing Loan Management Implementation Rules and Personal Housing Provident Fund Entrusted Loan Contract, the interest rate adjustment of this housing provident fund loan is implemented in the following ways:
For individual housing provident fund loans issued before June 65438+ 10/in 2022, the new interest rate for individual housing provident fund loans will be implemented from June 65438+1 0/in 2023.
Personal housing provident fund loans accepted but not issued before June 65438+1 October12022 shall be implemented according to the new interest rate of personal housing provident fund loans.
Personal housing provident fund loans accepted after June 65438+1 October1in 2022 shall be implemented according to the new interest rate of personal housing provident fund loans.
More information:
In order to further implement the reform requirements of "decentralization, strengthening supervision and improving services", broaden the channels for handling housing provident fund loans and improve the efficiency of housing provident fund loan services, some business outlets of ICBC began to undertake various types of housing provident fund loans from June 8, 2022.
_ I. Types of loan acceptance _
Housing provident fund loans are used to purchase new self-occupied housing.
Purchase and re-transaction of housing provident fund loans for self-occupied housing.
Commercial housing loans to housing provident fund loans.
Second, the scope of loan acceptance
The purchased owner-occupied housing is located within the urban area of Nanning.
The former commercial loan bank converted ICBC's commercial housing loans into housing provident fund loans.
_ 3. bank outlets
China Industrial and Commercial Bank Minzu Branch
Address: Personal Loan Center, 1st Floor, Tai 'an Building, No.38 Minzu Avenue, Nanning
Office phone: 077 1-5846695
Business processing time: Monday to Friday from 8: 30am to12: 00pm, and from14: 30am to18: 00pm.
China Industrial and Commercial Bank Nanning Branch Personal Loan Center
Address: ICBC Personal Loan Center, No.44 Xinghu Road, Nanning
Office telephone number: 0771-5771687 _ 0771-5771697.
Business hours: Monday to Friday from 9: 00 a.m. to 12: 00 p.m. and from 14: 00 p.m. to 18: 00 p.m.