Ping An Pratt & Whitney is the general name of the joint venture company of China Ping An Insurance (Group) Co., Ltd., which is engaged in financing guarantee, financing consultation, microfinance and other businesses. Assist small and micro business owners, individual industrial and commercial households and ordinary wage earners to obtain professional loan services, and help the development of China's real economy.
After years of rapid development, Ping An Pratt & Whitney has grown into a professional model in terms of comprehensive strength and corporate governance: it has excellent international management team and rich experience in credit business management; Through innovative credit technologies such as face recognition, micro-expression, artificial intelligence technology and anti-fraud scanning, the risk management and control ability has been continuously improved, and the steady and leading risk management ability has also continuously optimized the asset risk performance; Diversified loan plan provides customized services for borrowers and high-quality loan choices for the general public; At the same time, the online application process and offline consulting services continuously improve the service experience. At present, Ping An Pratt & Whitney business covers more than 300 cities across the country. The online remote team of more than 7,000 people provides professional consulting services for 7×24 hours, and has strong foreign business cooperation ability to build a loan ecosystem. It has served more than 1 1 10,000 customers and helped them obtain loans of more than10 billion yuan. Ping An Pratt & Whitney will continue to adhere to the four driving forces of customer inclusiveness, product inclusiveness, channel inclusiveness and social inclusiveness, and practice inclusive finance with the brand concept of "responsible finance and inclusive lending".
In the future, Ping An Pratt & Whitney will continue to strengthen the promotion of inclusive finance under the background of Ping An 3.0 era, and strive to help small and micro business owners, individual industrial and commercial households and ordinary wage earners obtain better loan services, and build the most trustworthy and preferred inclusive finance brand in the world.
Relying on financial technology, Ping An Pratt & Whitney has gradually built an open loan service platform for aggregation technology. With the ability of resource mining, gathering and matching, we will aggregate participants with modular advantages in the credit business chain, connect borrowers, credit enhancement parties and investors, export basic credit evaluation services to credit enhancement parties and investors with our online and offline service network and intelligent risk management system verified by more than 65,438+00 years of business experience, and integrate the financial resources of credit enhancement parties and investors for borrowing. Ping An Pratt & Whitney combines technology with offline financial service system through the aggregation model platform to promote the flow of financial resources to small and micro business owners, individual industrial and commercial households, ordinary wage earners and other people in inclusive finance. Through the innovation of business model, we can find a brand-new exploration road that not only conforms to the development status of the industry but also meets the needs of small and micro people.