1, four major credit institutions
You can apply for a personal credit report from the four major credit reporting agencies (People's Bank Credit Reporting, Hundred Banks Credit Reporting, Sesame Credit Reporting, and CreditEase Credit Reporting) to check your online loan credit records. If there are bad records such as overdue online loans and arrears, they will be included in the blacklist of online loans.
2. Online lending platform
Some online lending platforms will publicly list overdue lists or blacklists, and you can search for relevant information on the website.
3. Sixi data
As a leader in personal credit risk management industry, Sixi Data provides you with online loan blacklist inquiry service. If the application for online loan is rejected many times, you can learn about your big data problem in "Sixi Data". It is an accurate and complete big data system, which cooperates with more than 2,000 online lending platforms to provide accurate and complete data.
4. Lawyer consultation
If you encounter legal problems or litigation disputes in online lending, you can consult a professional lawyer. They will solve your problem through legal channels and help you avoid the blacklist of online loans.
The above are the common methods to query the blacklist of online loans, hoping to help you.