First of all, we should introduce the basic situation, application difficulty and platform characteristics of Youjin Cloud Loan to help you understand how Youjin Cloud Loan works.
Basic information
You Jin Yun Loan is a pure credit loan platform with a maximum credit line of 500,000 yuan. Repayment by installments is available in 65,438+02 months, 24 months and 36 months. In terms of loan interest, you Jinyun borrowed 65,438+00,000 yuan, which was used for 65,438+0 years, with daily interest of 4 yuan.
Application difficulty
1. You Jinyun Loan requires the borrower to be over 25 years old, but not over 55 years old;
2. The borrower has good credit information and sufficient repayment ability;
3. You can provide information to verify your ID card, preferably with a credit card.
Although the application conditions of Youjinyun Loan are not high, it requires the borrower to carry out face recognition authentication and telephone audit. Therefore, everyone should make corresponding preparations in advance.
Platform characteristics
1. The lending speed of Youjinyun Loan is still very fast, and the loan will be released on the same day as a batch of loans comes down;
2. You Jinyun Loan has the background of a listed company, and the degree of formality will be higher.
Through the basic information, application difficulty and platform characteristics of Youjinyun Loan, it is not difficult to see that Youjinyun Loan is a loan platform with large credit line, long loan term and low application threshold.
Above, I have introduced how to get a loan from Youjinyun, hoping to help you understand Youjinyun's loan platform.