In view of this phenomenon, we are now ready to popularize the knowledge of "five certificates for buying a house" so that everyone can buy a house without losing money. At the same time, I also remind everyone to look at several properties and compare them. When buying a house, you can feel more at ease!
1. What exactly are these five cards? What does it stand for?
The first certificate "State-owned Land Use Certificate"
The right to use land development was granted by the government and the developer was delisted. And it's a one-time payment. This price can kick out some developers whose funds are not guaranteed, so you have to check the state-owned land use certificate! Its main contents include: land user's name, address, drawing number, land number, purpose, approved service life, four (four boundaries), signature of filling and issuing authority, year, month and day. Recently, the heated issue of the expiration of property rights is related to the acquisition time of this certificate.
Important reminder:
40 years, 50 years, 70 years of property rights is this card. Without the state-owned land use certificate, the "real right" of real estate is incomplete. If a formal contract cannot be signed, the house is a small property right, and the owner does not have the ownership of the house in the legal sense. Not protected by the state.
Developers who have not obtained the State-owned Land Use Certificate will not get the other four certificates. You can imagine the importance of this certificate!
The second certificate "Construction Land Planning Permit"
After obtaining the land use right, the developer signs a land transfer contract, and the developer applies to the Municipal Planning Bureau for a construction land planning permit with the land transfer contract, which is a legal certificate to confirm that the location and scope of the construction project are in line with urban and rural planning. To ensure that the land use conforms to the urban planning, simply speaking, the floor area ratio, greening, building spacing and sunshine conform to the national norms.
Important reminder:
This certificate will guarantee your living quality, such as how many people live in the same size plot, how big the landscape is, and whether there is enough sunshine time. Without this certificate, the more houses there are, the more money they sell, and the quality of living can be imagined.
Third Certificate "Construction Project Planning Permit"
The developer shall apply to the Municipal Planning Bureau for the certificate with the above-mentioned two certificates and construction engineering drawings, and the certificate shall be issued by the Municipal Planning Bureau after being approved by the Municipal Planning Commission. The structure, beauty and materials of the building involved in this certificate meet the requirements of national standards.
Important reminder:
Without this certificate, the relevant regulatory authorities will not supervise the construction unit, and its engineering construction is illegal.
The fourth card "building construction permits"
After obtaining the above three certificates, the developer will determine a qualified and financially strong construction company through bidding. The construction company will apply to the Municipal Housing Construction Committee for a construction permit, which is the legal certificate for the construction unit to carry out the project construction. After obtaining the certificate, the Municipal Commission of Housing and Urban-Rural Development will bring the construction project into the scope of supervision, and supervise the quality and safety of the construction project throughout.
Important reminder:
Small property houses are not included in the supervision of the Housing Construction Committee, and the quality of your house is not guaranteed. A building in the southern district of Zhengzhou, because it failed to get this certificate before, the construction progress had to be postponed.
Fifth Certificate "Commercial Housing Sales (Pre-sale) Permit"
The handling condition of this certificate is that the developer will handle it after the above-mentioned four certificates and the building construction reach the specified number of floors, and it will be verified by the Municipal Housing Management Bureau. This certificate is the proof of the construction area, location and price of the house purchase contract. It is also the basis for handling housing property certificates.
Key reminder:
In fact, the certificate means that after the project is built to a certain extent, the government departments dare to issue the pre-sale certificate only after seeing that the developer has invested almost the same amount of money. Once the pre-sale is opened, the developer will raise some funds and the house will be capped. Therefore, it is not an existing house, and there is no pre-sale certificate for selling a house. No matter how low the price is, we should keep an eye on it and keep the bottom line. Remember, remember!
After reading these, do you understand the importance of these five cards? We once again warned property buyers that they must choose a house with complete five certificates when buying a house. Buying a house depends on five certificates (state-owned land use right certificate, construction land planning permit, construction project planning permit, construction project construction permit and commercial housing sales permit). Don't trust the oral propaganda and promises of enterprises.
(The above answers were published on 2016-11-08. Please refer to the actual situation for the current purchase policy. )
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