Maternity insurance benefits in China mainly include two items. One is maternity allowance, and the other is maternity medical care. Its purpose is to help working women recover their working ability and return to work by providing them with maternity allowance, medical services and maternity leave.
? Treatment during maternity leave
1, maternity allowance
Calculation method: based on the unified payment salary of the unit in the month when giving birth (abortion), it is calculated and paid according to the prescribed holidays.
Maternity allowance = the average payment salary of this unit in the current month ÷30 (days) × holiday days.
Maternity allowance is the salary of female employees during maternity leave. If the maternity allowance is lower than my salary standard, the difference will be made up by the enterprise.
2. Maternity medical expenses
(1) Medical expenses for medical treatment after the status of maternity medical treatment is confirmed in the medical insurance center (the part exceeding 1 10,000 yuan shall be settled according to the approved number).
(2) Sudden abortion before pregnancy 16 weeks, and obstetric complications during emergency and maternity leave in non-designated hospitals, shall be reimbursed according to the approved number.
(3) If the medical expenses for delivery in different places are lower than the quota standard, they shall be reimbursed according to the facts; Above the quota standard, according to the quota standard reimbursement.
3. One-time childbirth nutrition subsidy
(1) Normal delivery, abortion over 7 months; Last year, the average monthly salary of employees in the city was × 25%;
(2) Dystocia and multiple births: the average monthly salary of employees in the previous year was × 50%.
4. One-time subsidy
In primary and secondary hospitals, each person will receive a one-time increase in 300 yuan subsidy.
(Supplementary provisions will vary from place to place)
Four. maternity benefits
Maternity insurance allowance includes maternity allowance, maternity medical expenses (expenses incurred in the hospital when giving birth to a child), one-time maternity nutrition allowance and one-time allowance.
The difference between maternity leave salary and maternity allowance
? Maternity allowance is the salary during maternity leave. Sometimes the allowance is less than your salary, and the company makes up the rest. Only after paying social security for one year can you enjoy paid maternity leave and reimburse expenses.
Supplement: At the same time, it must conform to the family planning policy. If it is super-life, it can't be reimbursed! (Those who changed jobs, retired or resigned in those years, and those who transferred from government agencies and institutions to enterprises in those years have participated in maternity insurance in time according to regulations, and are not limited by the accumulated years 1 year. )
5. How to spend the maternity allowance?
Coffee fragrance: the maternity allowance is issued on the social security card, so how do you spend it?
Chen Chen Baby, my love: You can take it out with an ATM. Just activate the bank card number on the social security card.
5. How to reimburse the maternity allowance?
1, application materials for maternity insurance benefits
Within five months after delivery or abortion, you need to prepare:
1) labor manual
2) "Employee Maternity Insurance Treatment Audit Form" in duplicate.
3) Birth certificate (copy and original)
4) Birth certificate (copy and original)
5) One-child certificate (copy and original)
6) The dystocia patient shall be certified by the hospital (copy, original)
7) If the "Birth Certificate" for two children meets the conditions for late childbirth, the unit certificate shall be attached.
2. What is a labor manual?
Naughty Jump: What kind of manual is this? Do I have to have this manual to apply for maternity allowance? I have never had this labor manual. Maybe the first company didn't give it to me when it applied for social security.
Rosetan: Generally speaking, the company will handle these for you. You should apply to the Social Security Bureau within one year after giving birth to a child, but the employees should hand over the birth certificate, birth certificate, one-child certificate and related discharge certificate to the company personnel, and then fill in the relevant forms and stamp them.
3. How long does it take to apply for maternity allowance reimbursement after delivery?
Ma chenchen. : You can report it within six months after delivery. Just prepare the information and find the manpower in your company. Manpower will help you go to the Social Security Bureau for reimbursement. That was quick. The information is complete and can be done right away.