Is it really worthwhile to start with this model of taking care of customers? Let's see if its guarantee content is complete:
Although the guarantee of "take care of your guests" A is simple, it actually contains many shortcomings that you didn't notice, and you won't know until you buy it.
1. Take care of your illness. A only provides protection for serious illness.
Covering serious illness, moderate illness and mild illness has become a necessary guarantee for an excellent serious illness insurance, but Type A insurance that takes care of passengers only covers serious illness. Some friends don't know much about the protection of Chinese medicine, so it doesn't matter whether they have it or not.
In fact, mild illness is a disease between mild illness and severe illness, and the probability of claims has increased, so this kind of protection is very friendly to consumers.
Want to know more about the advantages and disadvantages of TCM protection, you can look at this article: "Super Complete! Everything you want to know about insurance is here.
2. There is no complete disability protection in Type A which takes care of passengers.
Take care of your illness. Paragraph A only provides death protection, not total disability protection. In fact, total disability faces many problems, which is a protracted war. Many ordinary families can't afford long-term treatment, nutrition and nursing expenses.
Therefore, total disability protection is still very important. The protection content of item A for taking care of passengers is really incomplete and really not excellent enough. ......
3. Take care of the passengers. A has a long waiting period.
The shorter the waiting time, the faster the guarantee. The waiting period for excellent critical illness insurance is 90 days, but the waiting period for taking care of passengers is 180 days, which is still a bit long.
But from the insurance company's point of view, the long waiting period is also to prevent someone from cheating on insurance, which is understandable.
Seeing this, everyone knows something about this product A, and there is really no amazing feeling. For more information, please click on this article: "Is Sunshine Ke Rong Care A worth buying?" A text tells you the answer. "
If you have the desire to buy Ke Rong nursing model, you might as well look at other companies' products, and then consider whether it is really good. Specifically, you can see this critical illness comparison table: the national popular 136 critical illness insurance comparison table.
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