What is the interest rate for buying a house in Rizhao now? Is there a discount?

1. What's the interest rate for buying a house in Rizhao now? Is there a discount?

China Agricultural Bank (Rizhao Branch) made a down payment of 30% for the first suite, and the benchmark interest rate rose by10%; The down payment for the second suite is 60%, and the benchmark interest rate rises15%; The third suite cannot be loaned to China Industrial and Commercial Bank (Rizhao Branch). 30% down payment for the first suite (must be married), at least 40% down payment for singles, and the benchmark interest rate; The down payment for the second suite is 60%, and the benchmark interest rate rises10%; If the down payment of the third suite is more than 30%, it cannot be loaned to the first suite of CCB (Rizhao Branch), and the benchmark interest rate will rise10%; The down payment for the second suite is 60%, and the benchmark interest rate rises by 20%; The third suite can't be loaned. Industrial Bank (Rizhao Branch) does not accept mortgage business Source: Rizhao Real Estate Supermarket Network, authoritative real estate shopping guide website.

Second, China mortgage interest rate change table

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From: www.05- 18.

The trend of loosening the real estate market is wave after wave. A few days ago, the central bank issued a document announcing the lowest interest rate of 4.4%. Now the mortgage is relaxed again. Just today, many cities including Changzhou and Yinchuan announced that the down payment will be lowered!

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The mortgage interest rate entered the era of 4.4%, followed by Wuxi 1 1 Bank.

On May 15, the central bank and the China Banking Regulatory Commission issued a notice to adjust the differentiated housing credit policy. For households who purchase ordinary self-occupied houses by loans, the first set of housing restrictions will be reduced from the original corresponding term LPR (loan market quotation) to 4.4% according to the current LPR.

Then heavyweight cities such as Suzhou followed suit, and banks gradually implemented the interest rate of 4.4%.

According to the data from the think tank center of Yiju Research Institute, there are 2 housing markets including Guangzhou, Shenzhen, Tianjin, Jinan, Qingdao, Zhengzhou, Suzhou, Kunming, Chongqing, Shenyang, Rizhao, Puyang, Changshu, Jiaozhou, Nantong, Yibin, Wuxi, Changzhou and Fuzhou, accounting for 4.4%, 8 second-tier cities and 3-tier cities 10.

Wuxi also confirmed yesterday that CCB and China Merchants Bank took the lead in implementing the 4.4% discount rate for the first suite.

Today, the list of banks with 4.4% interest rate has been further expanded, followed by 1 1 banks, namely China Bank, Agricultural Bank, Industrial and Commercial Bank of China, Bank of Communications, Postal Savings Bank, Suzhou Bank, Huaxia Bank and China Everbright Bank, accounting for 5.2%.

Screenshot from Cailian Telecom

On May 20th, the new LPR standard of the central bank will be issued soon. What will the interest rate be?

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Down payment! Duochengmi

The mortgage interest rate is 4.4, and the down payment benefit is coming again.

According to statistics, today, in May 19, * * * 6 cities issued relevant down payment policies.

For example, in Changzhou next door to Wuxi, the second suite of commercial loans is the first.

Even more embarrassing is Yinchuan, where the loan for the first suite has been paid off, and the down payment ratio of the first suite can reach 20% when buying the second suite.

It is understood that the two new houses newly released by the National Bureau of Statistics rose by 0. 1% month on month! It rose by 6.2% year-on-year, ranking second in the country!

0 city housing price data, starting from 20 19, Yinchuan has led the country many times.

Even cities with rising house prices like Yinchuan are actively blowing warm air and lowering down payment, so other cities with falling house prices in April of 70 years,

According to incomplete statistics, since the beginning of this year, more than 100 cities have introduced more and more local policies by cutting interest rates, reducing down payment, liberalizing sales restrictions, and restricting purchases. Almost every day, cities issue new policies.

Better than Suzhou, it was also the intensive introduction of many new policies in January. In Wuxi, various districts have also introduced policies, such as introducing housing subsidies, relaxing housing qualifications, supporting consumer credit, and issuing shopping vouchers. The industry expects that as the policy continues to bottom out, the just-needed and improved demand will continue to be released, and the market is expected to pick up in the second quarter.

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Article source: Leju

"、" for"0 "、" gnid ":" 9f 19 b43 c 65 1a 22704 "、" img_data":[{"flag":2、" img":[{"desc ":"、" height":" 125 "、" title ":"、 "URL": "/t 0120cccbddfb96f5b09.jpg", "width":"690"}, {"desc": ","height ":":""tag ":[{"clk ":"kestate _/kl. "u": "}, {"clk":"kestate_ 1: mortgage interest rate", "k": "mortgage interest rate" {"clk ":"kestate _ 1: first-tier cities ","k ":"first-tier cities ","u " The mortgage interest rate has just entered the era of 4.4%, and the down payment is coming again!

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Internet popularity list three. Interest rate of Rizhao mortgage in February 2022

What you want to ask is the interest rate of Rizhao mortgage in February 2022? 4.9%. According to the notice issued by Rizhao Bank, affected by the policy of restricting purchases and loans, the bank has made different adjustments to the interest rate of the first home loan. The benchmark interest rate for commercial loans with a loan term of more than five years is 4.9%. Mortgage interest rate refers to the interest rate set by the state or the bank when purchasing real estate loans. The interest rate of bank mortgage is uniformly stipulated by the People's Bank of China, and all commercial banks can float within a certain range.

4. What is the interest rate of Rizhao Bank's two-year time deposit?

The annual interest rate of this project is% 1. Urban and rural residents and corporate deposits (1) demand deposits 0.35 (2) fixed deposits for three months 1.35, half a year 1.55, two years 1.75, three years 2.35 and five years 3.00-2. Lump sum deposit and withdrawal.

The interest rates in this interest rate table are for reference only. For details, please consult the counters of various bank outlets.