Baixin bank, the consumer of Meituan Life, asked to upload consumption vouchers to verify whether the users used the funds correctly according to the product requirements and whether the loan funds were used in illegal areas, which is a common means of post-loan risk management of banks.
If the user fails to upload the consumption voucher within the specified time, or the uploaded consumption voucher does not meet the requirements, baixin bank will require the user to pay off all debts at one time.