What is the commission collection standard for real estate agents?
(1) commission of real estate agency. Real estate agency commission is the service remuneration paid by the buyer and the seller to the real estate agency company, which was clearly agreed by the three parties in the previous contract and paid after the transaction was successful. Different intermediary companies may implement different standards. However, the price department stipulates that the commission paid by the buyer and the seller respectively cannot exceed 3% of the transaction price.
(2) When the mortgage fee involves mortgage or sub-mortgage, the service fees of the mortgage company, appraisal company and bank shall be paid. Mortgage expenses mainly include:
1. Housing survey fee: 90 yuan for each certificate shall be collected by the Housing Authority; Housing appraisal fee: 0.5% of the appraisal price, which will be collected by the appraisal company. If no assessment report is needed, only the initial assessment fee 300 yuan will be charged.
2. Mortgage agency fee: the service fee charged directly by the mortgage company, with the loan amount as the standard (1%1.5%); Different mortgage companies have different standards, which are generally 1% or1.2% of the loan amount; Loan insurance premium: the loan amount is 1.20.65438+ 0% of the loan term, which will be collected by the insurance company. The longest loan period of second-hand housing mortgage loan is 30 years.
3. Notarial fee for loan contract: 300 yuan for each case; Notary fee for the agreement of the mortgage contract: 300 yuan for each case; Transaction entrustment notarization fee: 200 yuan per piece; Intermediary fee for bank provident fund: Every case in 500 yuan is charged by the relevant bank, but most banks do not.
4. Registration fee for other rights: 250 yuan for each certificate shall be collected by the Housing Authority; Stamp duty on loan: 0.005% of the loan amount, which will be collected by the bank. In addition, individual banks will charge a refinancing fee, ranging from 1 1,000 yuan per case in 500 yuan.
What is the commission function of housing agency?
1. Saving funds: Second-hand building trading institutions and dealers have a full understanding of the transaction prices in various districts, which goes without saying. They can help you calculate whether each expense is worth it, and also guide the owners to adjust unreasonable prices and try their best to reach a deal. The transaction price of second-hand buildings is generally 20-30% cheaper than that of new houses, and some second-hand buildings are brand new. If you want to find gold from the sand, you need the help of an intermediary. This is to spend a little money and save a lot of money.
2. Safety of funds: A reputable intermediary company will have many ways to ensure the safety of your funds before obtaining the real estate license, so as to avoid the possibility that some people use their own or non-owned real estate for fraud.
3. Sufficient transaction information: Some powerful intermediaries will gain the trust of many owners and are willing to entrust the real estate to them for sale. So the amount of information is also an index to measure the strength of an intermediary. Their mastery of real estate information can make you shop around until you are satisfied.
4. The transaction process is simple: the transaction process of the second-hand building is actually very complicated, involving many relevant departments and procedures. However, an experienced expert trader can make you feel more relaxed and you don't have to worry about anything. Just give it to him. He can help you solve almost all problems.
To sum up, this paper mainly talks about the relevant contents of the commission collection standard of real estate agents and what the commission function of real estate agents is. Now we know the commission charging standard of real estate agents. If we buy a house in real life, we can measure the relevant agency fees through the agency's commission collection standard, so we don't have to be afraid of being overcharged by the agency when buying a house.