Do regular matchmaking companies consult personal credit loans?

Hello, did you say that "regular matchmaking companies will consult personal credit loans"? Usually not. You need to polish your eyes to identify whether it is a regular matchmaking company. At the same time, it should be noted that lending needs to be cautious, distinguish between legal institutions, and do not inform others of information related to your personal property without authorization, and beware of fraud.

Personal credit loans are RMB credit loans issued by banks or other financial institutions to borrowers with good credit standing without providing guarantees. When banks apply for personal loans, banks have requirements on the use of loan funds. The general bank will stipulate that the loan applicant shall not use the loan funds in the production, operation and investment fields explicitly prohibited by the CBRC, and the borrower shall provide proof or statement on the use of the funds.

The loan term is generally 1 year (inclusive), and the longest is no more than 3 years. Personal credit loans are generally not granted. If it is really impossible to repay the loan on time due to force majeure or accidents, with the consent of the bank, if the loan term is within 1 year (inclusive), it can be extended once. The extension period shall not exceed the original loan period, and the accumulated loan period (including the extension period) shall not exceed 1 year. Lirong.com's loan conditions are more selective than bank loans.