Spring warms the season in bloom.
A long-planned group tour plan
A regular hiking route
It is still a well-developed scenic spot.
Everything seems so suitable and comfortable.
However, accidents always come unexpectedly.
Take a walk with the group on weekends.
Zhu Hui (a pseudonym) has always liked outdoor activities. On the weekend of March 23-24, when winter is gone and spring is coming, and spring is warm in bloom, she and several friends signed up for a two-day hiking tour in Jianglang Mountain Scenic Area of this city, and the team responsibly purchased the "Life Online SOS" outdoor safety insurance service for each team member. focus
Jianglangshan Scenic Area is a national 5A-level scenic spot, with an area of 53.9 square kilometers and a forest coverage rate of over 82% in Fiona Fang, which is equivalent to the virgin forest no man's land. The scenic spot has more than 150 scenic spots where natural landscapes and cultural relics complement each other, and is known as "the best in the world and the first in the southeast". It is also the location of Jiangshan 100 km international cross-country running.
The leader of Zhu Hui Group, surnamed Mao, has 17 members. He made an appointment to climb the mountain on the morning of the 23rd, stay on the mountain for one night at night, and then go home on the afternoon of the 24th.
At 6 o'clock on the morning of March 23rd, a team of 17 people led by Mao set out from the urban area. Arrive at the scenic spot around 8 o'clock, and then start climbing. It rained a little that day, and it was refreshing with the full green.
Sudden arrival
At noon 12, after a morning's hiking, I passed a stream. The stream is gurgling with a few stones in the middle. Just as the players jumped over the stones and crossed the stream one by one, Zhu Hui slipped and fell into the stream. "At that time, my hands were numb, and I didn't dare to move after a while." "Fortunately, the clothes are jackets, and my pants and shoes are wet." This autumn doesn't look like an ordinary autumn. Mao's team leader initially judged that his right arm might be dislocated, and then he helped Zhu Hui fix his arm initially, and his friends helped him change his dry clothes and shoes.
The mountain stream where Zhu Hui is located belongs to the virgin forest of the scenic spot, and there is no cell phone signal, so ... there is no way to ask for help? Four hours out of the mountain and two hours back to the city. The tour leader has to take care of other members of 16, and there are still 1.5 days for the two-day hiking trip. On the other hand, Zhu Hui has a sharp pain in his right arm, which needs to be treated as soon as possible.
Hailiao Life Online SOS Collaborative Rescue
In a dilemma, Mao took out his satellite phone for help. "Despair", press "SOS" with one button, and send positioning with one button. Bingo, help succeed. Haixiao backstage immediately received the distress message, and the 24-hour duty center immediately contacted the leader Mao to confirm that the distress message was true and learned that the injury was serious.
In addition, before departure, Zhu Hui had purchased the outdoor safety insurance service of "Life Online SOS", and the task was completed. Hai Chat immediately mobilized rescue teams and insurance companies to follow up rescue and claims.
Contact the rescue coordinator of Jiangshan City, Zhejiang Province-exchange the specific location and injury of Zhu Hui-arrange the rescue team for 20 minutes, and proceed closely and orderly. Coordinate and confirm that the rescue is sent by the local Red Shield Rescue Team in Jiangshan, and take Shanghai to talk about outdoor equipment to keep communication open. At this point, a tripartite communication platform of Life Online SOS Duty Center (Team Leader Mao) and Red Shield Rescue Team has been formed in the background of Haicha, which can follow up the situation of rescuers and rescue teams at any time and exchange information to ensure the accuracy and strictness of rescue.
Accurate and quick rescue
At noon 12: 30, half an hour after calling for help, Captain Ye of the Red Shield Rescue Team gave a rescue plan. Captain Mao and his friends accompanied the first-aid route in the scenic spot and slowly descended the mountain. Captain Ye rowed a shortcut from the reservoir to the ambulance lane and met at the ambulance lane. On the other hand, Captain Ye assembled two other rescuers, took an assault boat and set off for Jianglang Mountain Scenic Area around 1 in the afternoon. It takes 2 hours from downtown to the scenic spot. Get off and climb the mountain to the reservoir.
At 3: 30, Captain Ye and his party arrived at the reservoir, charged the assault boat, headed for the other side, and climbed up the mountain to meet them.
At about 4: 30, the people on both sides met and returned from the original road of the reservoir.
At 5 o'clock, a group of people arrived at the foot of the mountain. Mao and his friends returned to the mountain. Zhu Hui and the rescue team went to Jiangshan People's Hospital by bus.
Arrive at the hospital at 7 pm. The rescue team and the arriving family members accompanied Zhu Hui for routine inspection.
Diagnosed by a hospital film, Zhu Hui suffered a shoulder fracture and was seriously injured. The rescue scored in time. Follow-up surgery requiring plate fixation requires hospitalization.
On March 29th, Zhu Hui underwent surgery and a steel plate was added to the scapula.
On April 5th, Zhu Hui was discharged from hospital and went home to recuperate. One week later, the stitches will be removed, and one year later, the steel plate can be removed.
Insurance reimbursement and cost sharing
In view of Zhu Hui's purchase of "Life Online SOS" outdoor safety insurance service, the cost of surgery and treatment in Zhu Hui is shared by social security and insurance, and social security and commercial insurance are not duplicated. Total expenses are 2045438+09.42 yuan, social security reimbursement 1309438+0 yuan, and outdoor safety insurance reimbursement is 5699.87 yuan. On April 8th, Zhu Hui sent the materials to the insurance company for filing. 1April 8, 8, the insurance payment was settled, and the case was filed 10 days.
Speaking of this rescue, Zhu Hui is very grateful. "I don't know what to do on the mountain, and my legs are soft when I go down the mountain. Fortunately, the rescue team came quickly, and it was much more practical to see them. " Plus insurance claims, "I only bear a small part of this medical expense, which greatly reduces the burden."
Captain Ye of the Red Shield Rescue Team feels the same way. "Accurate positioning and communication help a lot, and she can't stand the pain."