The craftsman loan of Nanjing Bank is a kind of online loan product for small and micro enterprises and self-employed, and its approval process combines automatic approval technology with manual approval. Generally speaking, in the initial screening stage, automatic approval technology will be used to judge whether the applicant meets the loan conditions. In the subsequent stage, in order to ensure risk control and prudent prevention, the bank will conduct manual examination and approval, and at this time, the applicant's credit information, income and repayment ability will be inspected in detail.
In addition, provide complete and true personal information and materials to the bank so that the bank can accurately evaluate the loan application, thus improving the possibility of loan success.