Is there no guarantor for the loan of Zhonghe Rural Credit Cooperative?

Zhonghe rural credit cooperative loan definitely needs a guarantor. Take the loan from Zhonghe Rural Credit Cooperatives as an example. You can apply online for less than 20,000 yuan, and you don't need a guarantor. However, for more than 50,000 yuan, you usually need to find a guarantor, or you can borrow in the form of group guarantee, depending on which area you are in. The loan products in different regions are different. You can apply separately with your partner, and the specific loan amount depends on the final evaluation result.

Zhonghe Rural Credit Cooperative, established by China Foundation for Poverty Alleviation, provides mortgage-free micro-credit services for rural or urban poor people who cannot get loan support from formal commercial financial institutions. Then, what is the loan interest of Zhonghe Rural Credit Cooperative?

The interest of the loan depends on the amount, duration and interest rate of the loan. However, when borrowers with different qualifications apply for loans from Zhonghe Rural Credit Cooperatives, the interest rates are different. It can be said that the better the borrower's qualification, the lower the interest rate will be when Zhonghe Rural Credit Cooperative loans.

If Zhonghe Rural Credit Cooperative applies for a loan for the first time, the annual interest rate is about 13.5%. The loan is 10000 yuan, and the annual interest should be 1350 yuan.

If an old user applies, the interest rate will be lowered, which is about 10%. In addition to lowering the loan interest rate, the loanable amount will also increase.

It can be said that the loan interest rate of Zhonghe Rural Credit Cooperative decreases year by year with the increase of the loan period, and the loan amount will also increase with the increase of the loan period. This is also the difference between Zhonghe Rural Credit Cooperative and other lending institutions.

Zhonghe Rural Credit Cooperative Project Management Co., Ltd. (hereinafter referred to as "Zhonghe Rural Credit Cooperative") is a comprehensive agricultural assistance organization dedicated to serving small and micro customers in rural areas. Its purpose is to provide convenient, fast, affordable, safe and reliable intimate services for county customers, and help them develop their industries, increase their income and realize a better life as soon as possible through micro-loans, micro-insurance, e-commerce of agricultural materials, direct mining of agricultural products and technical training.

International influence

20 14 During her visit to China as the special representative of UN Secretary-General inclusive finance, Queen Maksima of the Netherlands visited Anyang Village, Manchu Township, Loucun Village, Laishui County, Hebei Province, and inspected two customers of Zhonghe Rural Credit Cooperative's microfinance.

It is reported that at the end of 20 14, Professor Muhammad Yunus, winner of the Nobel Peace Prize, went to Zhonghe Rural Credit Cooperative to have a discussion with employees.

2065438+On August 22nd, 2006, Mr. Wim Kok, former Dutch Prime Minister, made a special trip to visit Zhonghe Rural Credit Project Management Co., Ltd. and witnessed the signing of a loan contract with Zhonghe Rural Credit Project Management Co., Ltd. worth 50 million US dollars.