A complete collection of common loan agreements, which many people often use in their lives. After all, the protocol is a style applicable to many aspects. When you use the agreement, most of it is to clearly divide the interests and obligations. Let's take a look at the complete collection of common loan agreements.
General loan agreement 1
Borrower (hereinafter referred to as Party A): _ _ _ _
Entrusted Lender (hereinafter referred to as Party B): _ _ _ _
Party A can't repay the loan under theNo. entrusted loan contract. Due to _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ After customer review, Party A agrees to extend the repayment period. Now, according to the _ _ _ _ document issued by the entrusting party, Party A and Party B sign the following agreement:
1. Party A borrows RMB _ _ _ _ _ _ from Party B under this Contract. _ _ shall expire on _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Two. The loan interest rate is adjusted to _ _ _ _ according to the regulations of the entrusting party.
Three. After the loan extension, Party A adjusts the repayment plan as follows:
RMB _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ RMB _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
RMB _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ RMB _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Four. After the extension, the relevant rights and obligations of Party A and Party B shall still be implemented as agreed in ContractNo..
Verb (abbreviation of verb) Other matters agreed by both parties:
This agreement shall come into effect from the date when the legal representatives of Party A and Party B or their authorized agents sign and affix the official seal of the unit, and shall become invalid after the loan principal and interest under this agreement are fully paid off.
Seven. This agreement is made in two originals, one for each party and one for each copy.
Party A (official seal): _ _ _ _ _ _
Legal representative (signature): _ _ _ _ _ _
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party B (official seal): _ _ _ _ _ _
Legal representative (signature): _ _ _ _ _ _
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Co-loan agreement 2
Number:
Party A (Lender), ID number:
Party B (Borrower), ID number:;
Party C (guarantor), ID number:.
After full consultation, Party A and Party B, on the basis of equality and mutual benefit, reached the following terms of the agreement on Party B's borrowing from Party A for common compliance.
I. Loan amount
Party B borrows RMB 10,000 Yuan from Party A.
Second, the loan interest rate.
The monthly interest rate of this loan is%.
Third, the purpose of the loan.
The purpose of Party B's loan is.
Four. Loan delivery and loan term
Party A shall pay the loan within days after the guarantee procedures for secured creditor's rights under this Contract are completed. If Party A fails to pay the loan within this period, Party A shall compensate Party B, Party C and the intermediary for the losses caused thereby.
The loan term is months, counting from the date when Party A actually delivers the loan, and the delivery date is the date when Party A remits the loan into the bank account designated by Party B. ..
Party B's account information is as follows:
Account name:
Bank of deposit:
Account number:
Verb (abbreviation of verb) repayment of principal and interest
Both parties agree to repay the loan principal and interest in the following ways:
1. Pay interest every month and repay the principal when due. During the loan period, interest is paid on the th of each month, and the last interest payment date is the loan maturity date. Together with the principal, the monthly interest is RMB.
2. Pay interest every quarter and repay the principal when due. During the term of the loan, the interest shall be paid quarterly. The date of the first month of each quarter, the date of the first interest payment in that year, the date of the last interest payment at the expiration of the loan term, together with the principal, the quarterly interest shall be RMB.
3. Repay the principal and interest in equal amount every month. During the loan period, the principal and interest shall be paid RMB yuan per month, and the date of payment shall be the day of each month, and the date of the last repayment of principal and interest shall be the expiration date of the loan period.
4. Other ways.
Party B shall pay the above principal and interest to the account designated by Party A, and the account information of Party A is as follows:
Account name:
Bank of deposit:
Account number:
Intransitive verbs overdue debt service.
Party B shall repay the loan principal and interest on schedule in accordance with the agreement in this Contract. If Party B fails to pay the principal and interest of the current period or fails to pay in full before the expiration of the loan contract, the penalty shall be calculated at 3% of the overdue amount every day from the day after the current payment date. If the overdue period exceeds 15 days, Party A has the right to terminate the contract.
Party B shall repay the loan principal and interest on the expiration of the loan term or the date when Party A terminates the loan contract as agreed. Party B promises to adjust the monthly loan interest rate to' four times the bank's similar loan interest rate' on the date when the loan term expires or when Party A terminates the loan contract as agreed, and at the same time, Party B shall pay Party A a liquidated damages, and the daily liquidated damages shall be calculated at 2‰ of the total unpaid principal and interest.
7. Repay the loan in advance
After the loan term is 1/2, Party B can repay the loan in advance, but it must notify Party A in advance 1 month, and the penalty for prepayment is 1 month loan interest.
Eight, early recovery of loans
In case of any of the following circumstances, Party A has the right to terminate the Contract, and the loan term is deemed to be due. Party B shall repay the loan truthfully and pay interest, and Party A has the right to hold Party B liable for breach of contract:
1. Party B delays the payment of the current principal and interest (excluding the last principal and interest) for 15 days or delays the payment of interest for three or more periods;
2. Party B fails to use the loan according to the agreed purpose of the loan, and without the prior consent of Party A;
3. Party B fails to notify Party A in advance of the change of contact information and home address;
4. Major risks occur in Party B's production and operation activities;
5. Party A finds that the information or statement provided by Party B before the loan is false;
6. Party A requires Party B to provide true information about the business activities and financial status related to the loan within a reasonable period of time, and the information that Party B fails to provide within the time limit is untrue;
7. Party B does not cooperate with Party A to inspect and supervise the use of Party B's loan, and does not cooperate with or obstruct Party A to know about Party B's company, project management, financial statements, details of capital transactions, bank basic account and general accounts, personal and family property, etc.
8. During the loan term, the guarantee ability of the collateral or guarantor is obviously weakened or unable to undertake the guarantee responsibility, and Party B cannot provide new collateral or guarantor;
9. Party B has other circumstances that may cause Party A to have reasonable doubts about its capital use and repayment ability, but Party B cannot give a reasonable explanation.
Party B shall repay the principal and interest in one lump sum within the time limit specified in Party A's notice of termination of the contract (the interest is calculated according to the actual situation), and fails to pay it off within the time limit.
If the interest is paid or unpaid, Party B shall pay liquidated damages to Party A, and the calculation of liquidated damages shall be based on the provisions in Paragraph 2 of Article 6 of this Contract. If the liquidated damages are not enough to make up for Party A's losses, Party B shall also make compensation.
Nine. secret
Except as provided by law or agreed in the contract, both parties shall keep the contents of this contract and the other party's business, finance, technology, products and other information obtained during the performance or signing of this agreement strictly confidential and shall not disclose them.
X. dispute resolution methods
Disputes arising from or related to this contract shall be settled by both parties through consultation; If negotiation fails, the case shall be submitted to Changsha Arbitration Commission (Financial Arbitration Institute) for arbitration. Summary procedure arbitration can be applied, and it is not bound by the Arbitration Law of People's Republic of China (PRC) and the Arbitration Rules of Changsha Arbitration Commission.
XI。 special agreement
Where Party A claims debts or other rights from Party B due to Party B's violation of laws or the agreement in this contract, Party B and Party C shall bear all expenses paid by Party A, including but not limited to attorney fees, legal fees, arbitration fees, property preservation fees, notarization fees, appraisal fees, auction fees and travel expenses.
Twelve. Loan guarantee letter
(I) The parties to this contract unanimously agree to use the following methods as the guarantee for Party B's loan, and decide whether to sign another corresponding guarantee contract according to actual needs.
1. Party C promises to undertake joint and several guarantee liabilities to Party A for all obligations of Party B under this Contract, and the guarantee period is two years from the date of the expiration of the debt performance period.
2. Take the house with the title certificate number as the mortgage, and guarantee all obligations of Party B under this contract to Party A, and both parties shall sign a separate mortgage contract for mortgage matters.
3. The guarantee company shall assume the guarantee responsibility to Party A for all obligations of Party B under this contract, and the guarantee period is two years. The guarantor and the creditor shall separately sign a guarantee contract on matters such as the way of guarantee.
4. Other ways
(II) The guarantee includes the expiration of the loan term, Party A's early recovery of the loan according to this contract and other circumstances in which Party B should repay the principal and interest of the loan. The scope of guarantee includes, but is not limited to, the loan principal, interest, legal fees/arbitration fees, attorney fees, auction fees, travel expenses and other reasonable expenses for realizing creditor's rights and the liquidated damages agreed in this contract.
(III) After Party B fully performs the loan contract, the guarantee liability is lifted, and Party A shall actively cooperate with the guarantor to handle the guarantee lifting procedures. If Party A fails to handle the guarantee cancellation procedures within 5 days after the completion of the loan contract due to Party A's reasons, the guarantor may require Party A to bear a penalty of 2‰ of the loan amount.
Thirteen. Notification and delivery
During the performance of this contract, one party may send a notice to the other party, which shall be delivered in writing. Both parties agree that the following address is the delivery address. If the delivery address changes, it shall notify the other party in writing five working days in advance. If there is no written notice, the documents sent by other parties at the following address shall be deemed as delivered:
Address of Party A: Tel:
Address of Party B:; Telephone:
Address of Party C: Tel:
Fourteen Time and place of signing the contract
This contract was signed on.
Fifteen, the contract comes into effect and the number of copies
This contract shall come into effect as of the date when both parties sign it and Party A issues the loan. This contract is made in duplicate, one for Party A, one for Party B and one for Party C, and one for handling mortgage guarantee procedures.
Party A (signature and handprint)
Party B (signature and handprint)
Party C (signature and handprint)
Joint loan agreement 3
Lender: _ _ _ _ _ _ _ _ _ _ _
Address: It can be handled all over the country.
Postal code: _ _ _ _ _ _ _ Telephone number: _ _ _ _ _ _ _
Legal Representative: _ _ _ _ _ _
Borrower:
Bank account number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Postal code: _ _ _ _ _ _ _ _ _ _ Tel: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
According to the Contract Law of People's Republic of China (PRC), the Lender, the Borrower and the Guarantor enter into this Contract through negotiation, which shall be abided by jointly.
Article 1 The loan type is: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Article 2 Loan amount (in words): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Article 3 The purpose of the loan is: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Article 4 Loan interest rate: The loan interest rate is 65,438+0% per month, and the interest will be collected quarterly, and the profit will be paid off with the principal.
Article 5 Term of loan:
The loan term starts from _ _ _ _ _ _ _ _ _ _ _ _ _ _. The actual issuance and term of the loan are divided into 1 time by IOUs. As an annex to the contract, the receipt has the same legal effect as this contract.
Article 6 Sources of repayment funds and repayment methods:
1. source of repayment funds: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
2. repayment method: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Article 8 Liability for breach of contract:
1. After the signing of this contract, the lender shall release the loan, transfer it to the borrower's account or draw a draft from the lender (bank) to the borrower within 1 day (postponed on holidays). If the lender fails to issue the loan (draft) on schedule, it shall pay the borrower 20% of the default amount and loan interest according to the number of days of delay.
2. If the borrower fails to use the loan according to the purpose stipulated in the contract, the lender has the right to recover part or all of the loan, and collect the penalty interest for the part used in violation of the contract according to the regulations of the bank. If the borrower causes material overstock, loss, waste or illegal operation in the process of using the loan, the lender shall not be responsible, and the lender has the right to charge the borrower's account with default interest or recover the loan principal and interest according to the bank regulations. If the Borrower transfers and uses the funds in violation of the Contract, the Lender has the right to ask other banks to deduct and pay off the funds on its behalf.
3. The borrower shall repay the loan according to the time stipulated in the contract. If the borrower needs to extend the loan period, it shall apply to the lender five days before the loan expires. If there is a guarantor, the guarantor shall also sign and agree to extend the guarantee period, and go through the extension formalities after the lender has examined and agreed. If the borrower fails to repay the loan on time, the lender has the right to recover the loan within a time limit, and collect overdue interest and penalty interest according to bank regulations. In case of losses, false profits or real losses due to poor management of the enterprise, the lender has the right to recover the loan in advance.
Article 9 Modification or rescission of a contract: Unless the modification or rescission is permitted by the Contract Law, neither party may modify or rescind the contract without authorization. When one party requests to modify or terminate the contract according to the contract law, it shall promptly notify the other party in writing and reach a written agreement. After the modification or dissolution of the Contract, the Borrower shall still pay the loan and interest payable according to the provisions of the Contract.
Article 10 Ways to settle contract disputes and disputes arising from the execution of this contract. It shall be settled by both parties through consultation. If negotiation fails, both parties agree to handle it according to Item ().
(1) Arbitration Committee for arbitration.
(2) to the people's court.
Lender: _ _ _ _ _ _ _ _ _ _ _ _ _ _ Borrower: _ _ _ _ _ _ _ _ _ _
Representative signature: _ _ _ _ _ _ _ _ _ _ _ _ Representative signature: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _