A friend had an accident borrowing a car, refused to pay 50 thousand, and hacked the owner!
Mr. Luo, who lives in Chongqing, has a good friend, Miss Qin, who borrowed Mr. Luo's car because of something urgent at home. Because the two had a good relationship and there was an emergency at home, Mr. Luo lent her the car without saying anything. However, not long after Miss Qin borrowed the car, Miss Qin called Mr. Luo to say that she had an accident because of improper operation, and then Miss Qin called Mr. Luo to tell him about it. After identification, the vehicle maintenance cost is as high as 50,000 yuan. Because Mr. Luo is short of money, she wants Ms. Qin to pay the 50 thousand yuan first, and then give it to him after the insurance compensation comes down.
At first, Miss Qin said that she could pay it back slowly, but as soon as she heard the compensation of 50,000 yuan, Miss Qin changed her mind and said that Grandpa was ill, and then she couldn't come up with so much money at the moment. In desperation, Mr. Luo had to consult with Miss Qin many times, but later Miss Qin blacked Mr. Luo directly. When Mr. Luo called, the other party claimed not to know Miss Qin.
It is estimated that many riders here are very angry. Miss Qin is not responsible for borrowing the car. If the insurance company doesn't pay, Mr. Luo will bear it alone. It doesn't matter if you are an ordinary friend, you can solve it through legal channels. What about relatives? Maybe there will be an old man who won't talk to him in the end, or the owner will suffer a dumb loss because of face. So be careful when lending vehicles.
Not only the above cases, but also more cases of vomiting blood.
Borrow a car, go to the garage after an accident, and even refuse to pay the fare in advance. First of all, with or without insurance, as a friend, I don't even have this responsibility. It's really disgusting. The psychological activity of the borrower is "anyway, you have insurance, I will give you a cushion, what if you don't give it to me?" Borrowing a car from such a friend is not good for eight generations.
My friend took my car keys while I was sleeping and committed suicide while driving. Am I responsible?
After reading the above example, I believe everyone has their own ideas. Some riders, like the housekeeper, raised the issue of "borrowing the car". One of the questions is more interesting. "My friend took my car keys while I was sleeping and committed suicide while driving. Am I responsible? "
According to Article 52 of the Interpretation of traffic accident compensation, the Supreme Law, if a motor vehicle that has been stolen, robbed or robbed is damaged by a traffic accident, the thief, robber and looter shall be liable for compensation. If an insurance company advances the rescue expenses within the liability limit of compulsory motor vehicle insurance, it has the right to recover from the person responsible for the traffic accident.
Because someone else took the car keys while you were sleeping, it is objectively theft, and you don't have to bear any responsibility for the traffic accidents caused by it. But the point is, how do you prove that he took the car while you were sleeping? The borrower has died, which will bring great difficulty to the proof. If it is impossible to prove that the vehicle was stolen, it shall be borne by the compulsory insurance and the owner.
Butler summary? ：
Although the housekeeper has talked so much about the disadvantages of borrowing a car, she knows that the lifestyle is often very complicated, and sometimes people have to borrow it, such as their own family members or friends who have been friends for more than ten years, and occasionally they may need to use the car. In this case, you can ask a few more questions before borrowing the car, and make it clear that if an accident happens carelessly, the responsibility will be borne by the car user. I hope everyone can save face and don't wait until there is a problem.
So, will riders encounter similar problems in their lives? Welcome everyone to leave a message in the comment area to discuss the problem of "borrowing a car". What should I borrow? What should I not borrow?
This article comes from car home, the author of the car manufacturer, and does not represent car home's position.