What should I do if I lose my immovable property certificate and ID card? How to calculate the property rights of second-hand houses?

What should I do if I lose my immovable property certificate and ID card? The application for real estate license has the following conditions: 1. Unsecured loans and unsecured real estate:

The lessee shall be present to collect the replacement (if both husband and wife have property, they shall be present), bring their ID card and marriage certificate, and apply for the Confirmation and Replacement of Qualification Certificate. If the original property right certificate and land use certificate are partially lost, a certificate that they are not lost shall be attached when applying for replacement. It takes 15 working days to report the loss and reissue the business, and the processing period after the expiration of the publicity period is 5 working days.

2. Property with real estate mortgage loan:

If the house has a mortgage loan or the pledge is not settled, it is necessary to notify the bank to handle the business process of "replacement of qualification certificate+change of pledge right". Pledge change must provide: application form, power of attorney, other property or real estate registration certificate, pledge change explanation, business license of financial institution enterprise, and statement that debt is not established under the maximum mortgage. If the loan has been settled first, the business process of applying for mortgage loan change registration first.

If the original is marked in the application materials, the applicant shall submit the original application materials. If the original application materials are not indicated, the applicant shall submit a copy of the application materials and provide the original application materials for verification by the filing unit. Original materials must be submitted when applying. If the applicant is unable to submit the original, he may submit a copy confirmed by the administrative organ that made the original or the filing organ prescribed by law, or a notarized copy that is consistent with the original.

How to report the loss of an ID card Generally speaking, there is no process for reporting the loss of an ID card, and the public security department does not restrict the professional application for reporting the loss of an ID card. The public security department has no mandatory regulations on the loss reporting of resident ID cards, and it depends on the residents themselves. After losing your ID card, you need to go to the police station to reissue it in time. If necessary, you can make a statement in the local newspaper, which can minimize criminals' use of lost identity cards to commit crimes, thus causing adverse effects on society and avoiding lowering the legal basis of identity cards.

The term of second-hand housing property rights is calculated from the time when the developer takes the land. There are some misunderstandings in the optimization algorithm of second-hand housing property right term. Many people think that the calculation of the term of property rights should start from the date of purchasing the property. In fact, the calculation of the term of property rights should start when the developer takes the land. To be exact, the term of property right is counted from the date of obtaining the state-owned land use right certificate.

For example, the real estate agent took the land on 20 15, and the commercial house was completed on 20 16. On 20 17, Xiao Zhang bought a house and obtained the term of property rights. On 20 18, Xiao Zhao sold the property to Xiao Zhao, and Xiao Zhao obtained the property ownership certificate. When Xiao Zhao started the house that way, the ownership of the house was still 67 years, and the expiration date of the ownership of the house was 20 15+70=2085.

How to inquire about the term of housing property rights? 1. The buyer can check the initial contract of the seller.

If it is the first time to transfer a second-hand house, buyers can look at the seller's initial purchase contract, which generally describes how many years the term of the house land use right certificate is and when it is counted.

2. Property buyers can go to the Municipal Housing and Urban-Rural Construction Committee for inspection.

General real estate agents need to publicize online when they get the market sales certificate. According to one of the data such as community name, pre-sale certificate number, development and design enterprise, project address, etc., the property right of second-hand houses purchased on the webpage can be inquired by the Municipal Housing and Urban-Rural Construction Committee.