Mortgage tax rebate is a policy of benefiting the people introduced by the state at present. It takes one year to apply for a mortgage tax refund from the first repayment month. If you don't apply for a tax refund within three months from the next month, you will automatically give up. You need to find the tax refund counter of the first suite in the tax hall, submit relevant materials, and prepare the bank card for collection.
Operation process of mortgage tax refund:
1, open the personal income tax APP, and click the personal center in the lower right corner to log in and register; Click I want to pay taxes;
2. Select special additional deduction to fill in; Choose housing loan interest;
3. Select all tax refund years;
4. Prepare proof of property rights (property certificate, house sales contract) and loan contract (loan contract number is required);
5. Fill in personal basic information and loan information; Submit information to confirm the tax refund amount;
6. Bind the personal bank card, and the money will be directly transferred to the bank card when the tax refund is made.
To sum up, the project of tax refund is the taxpayer's first housing loan that meets the special deduction of personal income tax mortgage. After the taxpayer's annual tax refund declaration, after a period of time, the amount of tax refund will be directly returned to the user's bank card.
Legal basis:
Article 78 of the Detailed Rules for the Implementation of the Law on the Administration of Tax Collection
If the tax authorities find that taxpayers pay more taxes, they shall go through the formalities of tax refund within 10 days from the date of discovery; If a taxpayer finds that he has overpaid and asked for a tax refund, the tax authorities shall verify the tax refund procedures within 30 days from the date of receiving the taxpayer's application for tax refund.
Article 51 of the Tax Administration Law
The tax refund for overpayment plus interest on bank deposits in the same period does not include settlement tax refund, export tax refund and various tax reductions and exemptions formed by prepaying taxes according to law. The tax refund interest shall be calculated according to the deposit interest rate stipulated by the People's Bank of China on the day when the tax authorities handle the tax refund formalities.