1. Contact the issuing bank: you can call the customer service hotline of the credit card issuing bank to ask related questions and ask for overdue records. Usually the bank will ask you to provide some authentication information, such as name, ID number, etc.
2. Log in to the bank for online banking: If you have registered online banking service, you can log in to check the overdue records of credit cards. After logging in, you can usually find the information of overdue records on the account overview or credit card account management page.
3. Use the bank's mobile phone application: Many banks provide mobile phone applications, through which you can check the overdue records of credit cards. After opening the application, you can choose to enter the credit card function, and then find the overdue record page.
Generally speaking, whether you contact the issuing bank, log in to the online banking or use the mobile phone application, you need to provide correct identity information and login credentials to ensure that you can find the relevant credit card overdue records.
For your confusion, "how long can I check the records after the deadline?" Insufficient information. I assume that you are a normal cardholder and there is no serious overdue. In general, overdue records will be updated immediately and can be found within the working day after your overdue. However, due to banking system maintenance, holidays and other reasons, the specific inquiry time may be delayed.
To sum up, to inquire about the overdue records of credit cards, you can contact the customer service of the issuing bank, log in to online banking or use the mobile phone application of the bank. The time when you can find overdue records may vary due to various factors, but it can usually be found within the working day after the overdue. I hope the above answers are helpful to you.
Extended data:
According to the Contract Law of People's Republic of China (PRC), credit card holders should repay the loan on time according to the contract. Overdue repayment may lead to overdue records of credit cards, which will have an impact on personal credit records and applications for other loans, credit cards and other financial services. Therefore, timely understanding and handling the overdue records of credit cards is an important link to maintain good credit. In case of overdue, it is suggested to communicate with the issuing bank in time and make a repayment plan to reduce the adverse effects.
The above is the answer about how to check the overdue records of credit cards, and I hope it will help you. If you have any other questions, please feel free to ask me.