What does it mean to buy a house and check the files?
The purpose of buying a house is to find out if there is any real estate under your name, because the first home bank loan can enjoy 70% of the first loan and only need to pay 30% of the total house price. If you only rely on the developer and your own words, the bank will not believe you, so you need to go to the real estate registration department to find the real estate file, and then issue a certificate of no room.
How to inquire about personal purchase information?
Purchase information is real estate registration information, and there are two ways to query. One is to bring your ID card or other valid documents to the housing management center; The second is online inquiry. Search the local real estate administration online, enter the webpage to pay, click on the real estate for sale, and a list of real estate under construction will appear at the lower right; Then enter the name of the purchased building in the project name, and then click Query to see the basic information of the building.
What are the precautions for beginners to buy a house?
1, before buying a house, learn about the relevant real estate knowledge. After all, buying a house needs a lot of money. If you don't know enough about buying a house, you will encounter many problems and even be cheated.
2. Look at your own economic ability, but also look at your own work development potential, usual consumption, family health. Finally, come up with a data to see how much down payment you pay and how much monthly payment you can afford.
After the house is selected, it is necessary to sign a contract with the developer. Need to pay attention to determine the information in the contract, such as room number, apartment type, house price, etc. See if it is the same as you think.
4. After signing the contract, pay. Want to borrow money to buy a house, there are commercial loans and provident fund loans. These two methods have their own advantages and disadvantages, and car owners can choose according to their actual situation.
Let me sum up: the above is about what it means to buy a house and check the files. I hope it will help everyone.