There is no change in the current restricted purchase area! Suzhou 6 regions +2 counties and cities (Kunshan+Taicang) are restricted to purchase, while Zhangjiagang and Changshu are not restricted to purchase. Details are as follows:
The purchase restriction conditions have changed! Suzhou social security, in the past, foreign household registration was required to pay for two years continuously, but now it is changed to pay personal income tax for two years or more continuously within three years from the date of purchase (which can be cleared and refunded).
After the foreigner sells the house, he can buy 1 set of tax bills without social security within 2 years, which will be officially implemented on 1 1 day in April.
In addition, it is worth mentioning that houses auctioned according to law in six districts and two cities in Suzhou (Suzhou, Kunshan and Taicang) are still included in the scope of purchase restriction, and the channels for houses that want to be auctioned according to law are blocked.
The latest sales restriction policy in Kunshan in 2022
In order to curb some real estate speculators' malicious investment and speculation in housing prices, the policy of restricting sales has been implemented at the same time as the policy of restricting purchases.
Sale restriction period: if the second-hand house is purchased after April 1 1 in 2022, the sale restriction period will be adjusted to three years after obtaining the certificate of ownership of the immovable property, while the sale restriction of the new house has not been adjusted, and it will still be transferred after obtaining the certificate of ownership of the immovable property for three years.
Restricted areas: Suzhou City (gusu district, Wuzhong District, Xiangcheng District, Wujiang District, High-tech Zone, Industrial Park) and Zhangjiagang (Zhangjiagang is restricted for 2 years).
Unlimited sales areas: Kunshan, Changshu and Taicang.
2022 Kunshan's latest purchase policy! It involves purchase restriction, mortgage and settlement. ......
The latest loan restriction policy in Kunshan in 2022
1, and the minimum down payment ratio for the first suite is not less than 30%.
2. The second house has a house without a loan or a loan without a house: the minimum down payment ratio is 50% (applicable to families with a record of buying a house loan but no house when applying for a loan to buy a house; There is 1 apartment, but there is no housing loan record or the corresponding housing loan has been settled)
Mortgage: the minimum down payment ratio is 80% (residents own 1 apartment and the corresponding housing loan has not been settled, and apply for commercial personal housing loan again to buy ordinary housing).
3, the third set of housing above.
For households with two or more houses, commercial personal housing loans will be suspended.
2022 Kunshan's latest purchase policy! It involves purchase restriction, mortgage and settlement. ......
The latest provident fund loan policy in Kunshan in 2022
For the first time, the personal quota was raised from 450,000 to 600,000, and the family quota was raised from 700,000 to 900,000. Officially implemented on April 2 1 day!
Attention! The above new policies are only for "first-time use of provident fund loans"! In the following two cases, according to the original policy:
1, using the provident fund loan for the second time, with the same amount, 300,000 individuals and 500,000 families;
2. If the total purchase price is less than 90m2 and less than 165438+ 10,000, the maximum amount is still 80% of the house price;
Besides, not long ago Suzhou provident fund policy once again released heavy benefits! Kunshan synchronous follow-up!
During the epidemic prevention and control period, employees who fail to repay their housing provident fund loans normally will not be overdue, and will be exempted from overdue penalty interest, which will not affect their personal credit.
The personal grace period is tentatively set as July 3, 20221. After the expiration of the grace period, the loan principal and interest within the grace period shall be returned together.
Buying a house with foreign (including Suzhou) provident fund in Kunshan must conform to the local purchase policy and provident fund loan policy in Kunshan.
2022 Kunshan's latest purchase policy! It involves purchase restriction, mortgage and settlement. ......
The Latest Settlement Policy of Kunshan in 2022
Kunshan currently has four settlement policies: talents, houses, points and refuge.
_ Talents settle down _ Mainly for groups with education, jobs and skills. Nowadays, the threshold for talents to settle in Kunshan has been further lowered. The undergraduate course can be settled without social security, and the junior college can be reduced from 24 months to 6 months!
Personal statement 1. Persons who are willing to come to Kunming for employment and meet one of the following conditions may apply for settlement after the transfer of personnel files:
● Overseas students who have obtained a bachelor's degree or above outside the country and obtained academic degree certification from the Ministry of Education;
● Persons with full-time undergraduate degree and bachelor's degree or above;
● Personnel with senior titles.
Among the above personnel: ● Doctoral students and senior professional and technical titles are not over 55 years old.
● Postgraduates and associate senior professional titles are not over 50 years old.
● Persons with bachelor's degree should not be over 45 years old.
● College degree or national vocational qualification (vocational skill level) level 3, and the age is no more than 35 years old.
Unit statement 2. The following persons who are employed in Kunming and pay social insurance according to regulations may apply for settlement after the transfer of personnel files:
● Persons with master's degree or above (including overseas students), senior professional and technical titles and one of the first-class conditions of national vocational qualification (vocational skill level);
● Persons with a bachelor's degree (including overseas students), intermediate professional and technical titles and one of the second-level conditions of national vocational qualifications (vocational skill level) are not over 45 years old.
● Persons with junior college degree or national vocational qualification (vocational skill level) level 3, no more than 35 years old, stable employment in Kunming, and continuous payment of social insurance (excluding supplementary payment) in the reporting unit for more than 6 months can apply for settlement after the transfer of personnel files.
_ Buy a house and settle down _ Buy a house and settle down in Kunshan. It is worth noting that after June 30, 2024, the house will be completely cancelled. People who want to settle down in this way should hurry up as soon as possible:
202 1, 1 The Relevant Provisions of Kunshan Municipality on Implementing the Measures for the Administration of Household Registration Access in Suzhou (hereinafter referred to as the "Relevant Provisions"), which came into effect, clarified the conditions of the applicants for house purchase and the deadline for applying for house purchase and settlement during the transition period.
It is stipulated that a complete set of commercial housing with an area of 80 square meters or more shall be purchased in Kunshan City, and the property right certificate (house ownership certificate) shall be obtained according to law before June 30, 20021year, and the employer in this city has been legally employed, participated in social security and medical insurance for more than 3 years, or met the property right certificate (house ownership certificate) for more than 3 years; Those who have been doing business and setting up industries in this city for more than 3 consecutive years and paid more than 200,000 yuan in taxes are allowed to move in as a whole, including themselves, their spouses and their minor children or adult unmarried children.
The relevant regulations clarify that the deadline for applying for housing settlement is June 30, 2024.
Housing property certificate requirements
(My own, or my husband's wife's minor child's * * *, covers an area of more than 80 square meters. I obtained the property right certificate before June 30th, 20021year, and the deadline for application is June 30th, 2024);
After June 30, 2024, the purchase was cancelled.
_ Points settled _ Mainly aimed at groups with relatively insufficient education, no corresponding skills and self-employed, which takes a long time and is complicated to operate! As long as you pay social security and apply for a residence permit (1 year or more), you can apply for points to settle down.
Requirements for residence permit:
1, the floating population who is not registered in this city must hold the residence permit of the current residence.
2. If the floating population registered in this Municipality applies to participate in the integral management of counties (cities) and urban areas other than the place where the household registration is located, the information registration of the floating population of the public security organ shall be taken as the residence basis.
Social security, residence period and residence requirements:
1. Participate in social insurance in the urban area or county-level city where you live now;
2. Legally live in the urban area or county-level city where you currently live 1 year or more (including 1 year);
3. There is a legally stable residence (including lease) in the urban area or county-level city area where the current residence belongs.
The application time is from 1 October to 3 1 July every year. (excluding weekends and holidays)
Publicity time of settlement standard integral value: before August 3 1.
The publicity time of the entry list for settlement of points: early September.
Time for registered permanent residence to move in: Applicants who have obtained the qualification to settle in points shall go to the public security organ in registered permanent residence to move in within 30 working days according to the requirements of relevant notices.
Basic application materials (1) the original of my resident identity card;
(2) the original of my residence permit;
(3) Household registration certificate: household registration book, permanent resident registration form stamped with the special seal for household registration of the police station, or computer printed certificate stamped with the special seal for household registration of the police station (fill in the items such as the relationship between householders, name, ID number, nationality, gender, date of birth, household registration address, etc. );
(4) marital status materials: marriage certificate, divorce certificate (with agreement), court mediation or court judgment;
(5) Family member relationship materials: household registration file, household registration book, marriage certificate, birth medical certificate, paternity test, adoption certificate or relationship certificate issued by notary department, etc. ;
(6) Legal and stable residence (including lease) materials: refers to real estate license, house ownership certificate, homestead certificate, public housing lease certificate or lease registration certificate;
(7) Statement that the owner or employer of legally stable residence (including lease) agrees to settle down: Statement that the owner, owner, leased house owner or employer of the immediate family agrees to settle down.
(8) Credit settlement consultation telephone number: 05 12-57863087.
Note: legally stable residence (including lease) refers to the residential house belonging to the owner and immediate family members; Housing rented by a lessee with a public housing lease certificate; Public rental housing rented by low-and middle-income families with housing difficulties in this city; Leased residential houses for lease registration.
If the application place meets the application conditions for settlement of points, the floating population applying for household registration shall submit a written application to the floating population points management window of the town people's government (street office) before July 3/KLOC-0 every year. Points management window of each district and town, tel: 0512-57863087;
Precautions 1. Applicants who applied for points management in previous years but did not obtain the qualification to settle down, if they need to continue to apply, should reapply at the window within the prescribed time limit.
2. All certification materials submitted by the applicant shall be true, standardized and effective. If there are any alterations, missing items, no validity period and unclear seals, they will be regarded as invalid documents. Anyone who uses false certificates or fraudulently uses certification materials shall cancel the application and deal with it in accordance with the Measures for the Administration of Floating Population Points in Suzhou and relevant laws and regulations.
3. If the relevant project information changes after the settlement of the application points, the applicant shall bring the corresponding certification materials to the floating population points management window where the application is accepted before the deadline for settlement of the points. The system will not automatically refresh payment records such as social security and provident fund, nor will it automatically refresh bonus items such as continuous residence permit. If there are any new items, the applicant shall submit an application for change according to the above requirements.
Extra points: total points of integral management = basic points+additional points+deduction points.
_ Take refuge and settle down _
Relocation and settlement are mainly aimed at children, parents and couples who have settled in Kunshan, and the processing speed is also very fast, and they can settle in Kunshan within one month at the earliest. "Husband and wife take refuge" for household registration
Application (Kunshan hukou);
Original and photocopy of marriage certificate (more than 3 years);
Proof of legal fixed residence (a complete set of houses with ownership of their own houses in this city; Leased houses belonging to public property rights and obtaining the right to use);
The original and photocopy of the identity cards of both husband and wife;
Original and photocopy of the household registration book (if it cannot accurately reflect the real household registration of the demolished person after verification, the household registration certificate shall be provided);
Spouses need to personally issue unemployment commitment letters;
In March 2009 1, 2065438, the registered permanent residence moved to Kunshan, and there was no need to issue a family planning certificate;
Other materials that the public security organ deems necessary. "Minor children" rely on their parents for household registration.
Parent (mother) application; Proof of legal fixed residence (a complete set of houses with ownership of their own houses in this city; Leased houses belonging to public property rights and obtaining the right to use);
Original and photocopy of parents' and children's ID cards (/kloc-children under 0/6 apply according to the actual situation);
Original and photocopy of the household registration book of parents and children (if it cannot accurately reflect the real household registration of the demolished person after verification, the household registration certificate is required);
Proof of marital status; Original and photocopy of family member relationship certificate or birth certificate;
Other materials that the public security organ deems necessary. "Parents take refuge in adult children" to apply for household registration
Children's application (both parents must be at least 55 years old and both parents must move with them);
Proof of children's legal fixed residence (a complete set of houses with ownership of their own houses in this city; Leased houses belonging to public property rights and obtaining the right to use);
Original and photocopy of ID cards of parents and their children;
The original and photocopy of the parents' household registration book (if it cannot accurately reflect the real household registration of the floating population after verification, the household registration certificate is required);
Proof of the relationship between parents and children;
Original and photocopy of the retirement certificate or unemployment certificate at the place where the household registration is located (written commitment of unemployment issued by myself);
Proof of endowment insurance issued by the social security department;
Other materials that the public security organ deems necessary.
The public security window accepts the following ways of moving in from outside the city: buying a house, taking refuge, and entering the household with points. Eligible and complete materials can apply to the police station in the jurisdiction.