"Beijing Pratt & Whitney Health Insurance" includes four major selling points, among which 100 kinds of high-priced special drugs at home and abroad are closely related to the pharmaceutical industry, including 25 kinds of domestic special drugs and 75 kinds of overseas special drugs.
Relevant news shows that the insurance coverage of 25 kinds of domestic special drugs is 500,000 yuan/year, and that of 75 kinds of foreign special drugs is 500,000 yuan/year, with a total insurance coverage of 6,543.8+0,000 yuan/year. The annual deductible for healthy people is 20,000 yuan, and the payment ratio is 60%. The annual deductible for specific people with previous diseases is 40,000 yuan, and the payment ratio is 30%. Among 75 kinds of foreign special drugs, the corresponding indications have not been approved by the State Administration of Pharmaceutical Products. However, the insurance mentioned that patients can use global innovative drugs simultaneously without going abroad or going to Boao Lecheng, Hainan.