2. Jiangmen property buyers should be over 18 years old, and men should not be over 60 years old and women should not be over 55 years old when the loan expires.
3. Buyers need a stable source of income and the ability to repay the principal and interest.
Jiangmen house buying process
1, house purchase
The current housing prices are generally quite high, so the owners must first assess their economic strength before choosing the right location and apartment type. Things to pay attention to, buying a house is a particularly cautious thing, so it is recommended to see more communities and then choose a house that is more suitable for you to buy.
2. Subscription phase
After the owner determines the house he wants to buy, the next step is to pay the deposit and sign the subscription contract. Before that, he must think clearly, because after signing the contract, the deposit will not be refunded.
3. Sign a house purchase contract
When signing a house purchase contract, we should pay special attention to prevent falling into the trap of buying a house, especially whether the developer has handled the house pre-sale permit, otherwise the owner will bear the corresponding risks in case of problems. There should also be a clear delivery date in the contract, otherwise the developer will bear the corresponding liability for breach of contract.
4. Payment of loans
There are two payment methods, one is full payment and the other is installment payment. Generally, it will be more favorable to buy a house in full, which can save a lot of mortgage procedures, but it needs the owner to have enough economic ability. The installment requires the owner to pay a certain down payment, and then the installment is carried out. The procedure is more complicated, but it can reduce the pressure on the owner, and the owner can choose according to his actual situation.
5. Acceptance of houses and inspection of houses
The house inspection needs special attention. Once the problem is found, it should be reported to the developer immediately. In addition, we must thoroughly check the certificate of completion and acceptance of commercial housing, and only after all conditions are met can we hand over the house.