1, the location is different. Nowadays, most of the new houses in many cities are far away from the city center, and some new houses are built on the basis of urban demolition, which is slightly expensive. But the second-hand housing lots, environment and other aspects are good. On the whole, the location of second-hand houses is better than that of new houses.
2. The apartment type and appearance will be different. Judging from the appearance and apartment type of the house, the new house is superior to the second-hand house. With the change of the times, the design of new houses is more and more novel, which is attractive in lighting, apartment layout and greening of residential areas, while second-hand houses are far from this.
3. The transaction process is different. To buy a new house, you only need to sign a purchase contract with the developer, apply for a bank loan, and someone will take you all over the city to complete it. Then you'll have to wait for the ticket. The process of second-hand housing management includes property right check, signing tripartite contract, paying down payment, handling bank mortgage, transfer, obtaining certificate, handling mortgage, bank lending and so on.
4. The risk factors are different. Most of the new houses are auction houses. When buying a house, you can't see the actual house, and sometimes you have to face the risk of rights protection of developers. This requires buyers to have a pair of "critical eyes" when choosing a new house, so as to choose a more reliable project. There are many developers, and one link has gone wrong.
Extended data:
Basic precautions for second-hand houses:
1, clear property rights
Whether the owner on the property certificate is consistent with the seller; Find out the nature of the house for sale; Whether the area confirmed on the real estate license is consistent with the actual area; Verify the legality and authenticity of the property right certificate.
2. Integrity of property rights
Confirming the integrity of property rights is to judge whether the property is mortgaged, including private mortgage? * * * Someone is waiting. In order to avoid unnecessary disputes and disputes after the transfer.
3. Housing quality
Observe the structure, architecture and decoration materials of the house. See if there are any changes in the internal and external structure of the house; Whether there is a private construction part; Whether it is occupying corridors or balconies. ; It involves the problem of how to calculate the balcony area.
4. Living space
Observe whether the internal structure of the house is reasonable; Whether it is suitable for living; Activity space size, etc.
5. Decorative configuration
Look at the level and degree of the original house decoration; Confirm whether the power supply facilities, gas supply pipelines and water pipes of the house are aging; Whether telephone lines and broadband installations are complete, etc.
6. Property management
Understand the price and payment method of water, electricity, coal and heating in this area, whether it is collected at home or paid by yourself; Observe whether the elevator can be used normally; Understand the basic situation of parking lot and community greening in this area; How is the local security level? Observe whether the security guards are responsible.
7. House history
Understand when the house was built and how long the land use period is; Who has lived there and what is the use; There is also the local credit status of the indigenous residents; Whether there are unpaid property fees, utilities, etc.
8. Neighborhood situation
Neighborhood relationship is an important factor affecting living comfort. Before buying a house, you should visit your neighbors up and down to understand their living conditions here; Chat with the staff on duty in the neighborhood Committee and the reception room to understand the situation.
9. the value of the house
Judge the value of the house through repeated comparison of power amplifiers in the market; Entrust a credible intermediary company to evaluate the value; When banks provide mortgage loans, they will make a value assessment, which can be regarded as the lowest value of the house.
10, loan terms
Second-hand housing loans have specific requirements. Specific to the relevant provisions of provinces and cities.
1 1. Transfer of property rights
We need to find a unit that both parties can trust, such as a reputable guarantee company, and then transfer the house payment to the seller's account after the transfer is completed.
Second, the information channels obtained by yishoufang:
There are many ways to know the information of the first-hand house, such as real estate agents, newspapers, television and the Internet, so that we can know all the information of the first-hand house and better prepare for buying a house!
80% of the first-hand housing information is spread through the network, because of the rapid development of the network, even if you are not local, you can learn about the first-hand housing information around the country, and you can also implement remote control and quickly reach a deal! Among them, online to offline, online and offline services have been loved by netizens who want to buy a house. These websites are relatively large, such as SouFun, Fangdao, Anjuke, Baidu Leju and so on.
References:
Baidu encyclopedia-yishoufang
References:
Baidu encyclopedia-second-hand house