Wuhan Property Ownership Certificate Handling Process and Expenses

First, Wuhan real estate license processing process

Step 1: Make sure that the developer has completed the initial registration, that is, the developer has completed the initial registration within the time limit stipulated in the real estate sales contract, especially for the developer who has completed the handling and initial registration within the time limit, it is clear that he should be liable for compensation if there is any delay.

Step 2: To apply for registration in the housing ownership management department, you can first ask the developer which department the property right certificate is handled in, and then go directly to the department to inquire. If you want to apply for two certificates, you may need to run two departments.

Step 3: register the property mapping form, which is one of the necessary materials.

Step 4: Fill in the form and seal it, and carry relevant documents for processing.

Step 5: Pay the public maintenance fund and deed tax, and keep the payment voucher and the documents for handling the property right certificate. Once lost, it will affect the handling of the property right certificate.

Step 6: Submit the application materials mainly including the following contents:

Stamping application form, sales contract, pre-sale contract, building plan, buyer's identity certificate, bank payment certificate, etc.

Step 7: Obtain the property right certificate and pay the stamp duty and property right registration fee as required. Carefully check the property right certificate, especially the area, location, the name, identity, ownership and other important information of the obligee.

Step 8: Some loan banks allow themselves to apply for property right certificates. In this case, the documents that need to be submitted for the formalities usually include: house property right certificate, house property right certificate, written opinions of the mortgagor, loan contract and mortgage contract, business license and other related documents. Different needs, be sure to ask in advance.

Second, Wuhan real estate license processing fees

1, we all know that the new real estate license needs to pay deed tax and housing maintenance fund. According to relevant regulations, in Wuhan, the deposit of the brick house structure and standard maintenance fund is 49 yuan/Fang; Without the elevator frame structure of the house, the maintenance fund deposit payment standard is 55 yuan/square; If it is an elevator frame structure below 14 floor, the deposit standard of house maintenance fund is 6 1 yuan/square; For floors over 15, the deposit standard of the elevator frame structure house maintenance fund is 73 yuan/m2.

2. The tax rate of deed tax is generally between 1%-4%. If it is a first-time property buyer, it does not exceed 90 square meters, and the deed tax rate is1%; If the buyer is an ordinary house, the deed tax rate is 3%. In addition, you need to pay the house registration fee of 80 yuan/apartment for real estate license, instead of the stamp duty of 550 yuan/apartment and 5 yuan/apartment for ordinary houses, which is 0.05%.

3. To transfer the second-hand real estate license, you need to pay deed tax 1%-4%; The VAT rate is 5.6%; Personal income tax is levied at 65438+ 0% of the house transaction price or 20% of the house price difference; Property registration fee 80 yuan/set; Transaction fee 5 yuan/square; Agency fee 2-3%; If you buy a house with a loan, you need to pay an appraisal fee of 0.1%; Guarantee fee 1.800 yuan. If our loan amount exceeds 1.5 million yuan, the guarantee fee is 2500 yuan. Those who meet the policy requirements can be exempted from personal income tax and business tax.