Of course. If it is a loan platform approved by the CBRC and holds a financial license, it is generally not necessary to open a member, and customers can apply directly. As long as the age is up to standard, the cities where people work and live are within the open range; Have a stable income and the ability to repay on time; Personal credit is good, you can borrow money smoothly at ordinary times, and the system will lend money directly. If it is an unknown small loan platform, it has not been approved by the China Banking Regulatory Commission and does not hold a financial license, customers may need to open a member to lend money. In fact, it only collects "beheading interest" in the name of collecting membership fees. Even if customers pay for membership, they may not be able to borrow 100% of the money, and the money handed in may not be returned. 1. How about a rice loan? Rice bags are pure credit loans. At present, the maximum amount is 500 million yuan and the service period is 7- 14 days. You can apply as long as you are 18 years old. According to Lao Tie's feedback, there was no return visit after submitting the application, but someone received a return call from Wenzhou. About half an hour later, they received a text message, and an hour later they received a text message. Application 1.500 yuan received 1.077 yuan, and 3,000 yuan received about 2,300 yuan. The rate is higher, Lao Tie is cautious! At present, according to the feedback from users, many old irons have been rejected, but some old irons have paid the money, so Bian Xiao can't judge whether they can still pay the money after buying the members. Old irons can wait and see ~ 2. Applying for rice bags is relatively simple, as long as you submit personal information, ID card, operator certification, bank card, Taobao certification and other materials. But now you need to grab places to apply, so how to grab places has become a headache for many old irons. After investigation, Bian Xiao found that rice bag products usually open at 9: 00 in the morning, so the old irons who want to apply need to grasp the time. If it is not released at 9 o'clock, they can watch it around 10, which may be delayed. Through the above introduction, I believe you have a basic understanding of whether the rice loan is true and its application conditions. First of all, she is a very good loan platform. It is completely safe to follow the steps on the platform. At the same time, loans by name were not included in the credit report. But that doesn't mean you can't pay back on time. Failing to make a credit report within the time limit will also bring some adverse effects to individuals. Therefore, at the beginning of the loan, we should consider our repayment ability.
Second, is the fast Mi Bao loan reliable
Loan terms:
1。 /kloc-China citizen aged 0/8-6 with permanent residence or valid residence certificate and full capacity for civil conduct;
2。 Have the ability to repay the loan principal and interest on schedule.
3。 Have a good credit record and willingness to repay, and no bad credit record;
4。 The bank must have left no bad record.
5。 The monthly income is more than 2000 yuan.
You can apply for a loan if you meet the above conditions.
3. The financial space of Migang. What is Mi Bao?
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