1. It doesn't matter if the film falls off. POS consumption of bank cards is mainly credit card, which is verified by the magnetic stripe information on the back of the card. Therefore, the damage of the pressed film proved by the card does not affect the use.
However, it should be noted that the raised characters on the card surface are useful. Some merchants, especially foreign merchants, will use pressing cards to conduct transactions without POS or equipment failure. So it doesn't matter if the membrane on the card surface is broken. If the raised words are flattened, I suggest you get a new card.
In addition, if the membrane is broken, it will not look good. You need to change the card.
2。 The loss of the film will not affect the use of the card.
The information in the card is in the black magnetic stripe on the back.
The magnetic stripe can't be used if it is damaged.
If you really don't like this card, it is already scarred.
Just go to the bank and get a new one.
By the way, online banking is also open.
Transfer the money to a new card if necessary.
Or you can change your card at the bank for free, and you don't have to pay. I often do this.
Good luck. Don't lose heart even if the card really doesn't work. There is nothing to lose.