Under normal circumstances, the loan company will only inquire about the assets under the borrower's name under the circumstances stipulated in the loan contract. In case of overdue, the loan company cannot inquire about the borrower's assets by itself. However, if the borrower is seriously overdue, the loan company can obtain the borrower's assets through judicial channels, such as applying to the court for enforcement. At this time, the borrower's assets will be made public, including but not limited to real estate, vehicles and other property.
In addition, regarding overdue online loans, if the online loans themselves are not compliant, then such overdue online loans will not have much impact on personal credit status. But your online loan record will be kept in the online loan big data. You can check your online loan history through the "Kingfisher Data" query, including overdue details of online loans, debts, untrustworthy information, and whether it has been blacklisted.