Transactional management trust mainly refers to the trust business in which the client delivers funds or property to the trust company for the purpose of trust and instructs the trust company to engage in transactional management. At present, there is no more accurate classification of trust business in transaction management, and the standards of trust companies are different. On the website of a trust company, the transaction management trust business is introduced as follows, that is, through the establishment of movable property trust, real estate trust, equity holding trust, family trust, will trust and other products, to help customers solve tax planning, transaction management and other problems.
What is a trust?
Trust is an act of entrusting a third-party platform institution to keep its assets and obtain income based on credit. Trust involves three parties, namely, the principal, the trustee and the ultimate beneficiary. Most trust institutions are financial institutions, and some entrepreneurs and wealthy businessmen with abundant funds may choose a trust institution to manage assets, operate assets and earn profits.
Is the trust risk big?
Trust risk is small, and trust products refer to financial products that provide investors with low risk and stable returns. Trust varieties are very diverse in product design, and each will have different characteristics. There may be great differences in risk and income potential among trust varieties.
Trust products are risky, mainly as follows:
1, capital flow Generally speaking, trust products invested in the securities market, real estate market and other projects will have higher risks, and high risks are accompanied by high returns. On the contrary, projects with low risks and relatively low returns, such as infrastructure construction, company equity pledge, electricity, energy and a series of projects supported by the government.
2. Risk control measures (1) The strength of the guarantor enterprise and the credit of the guarantor. The guarantor's enterprise strength is good. Under normal circumstances, it is safest to choose a guarantee company of a large state-owned enterprise. In addition, large private enterprises with high credit and low debt ratio can also be considered. You can't vouch for yourself, in that case, it will be regarded as no guarantee. (2) the security of the pledge and whether it is easy to realize. The lower the pledge rate, the higher the security. Relatively speaking, stocks, equity, bonds and currencies are relatively easy to realize, while real estate such as land is poor in liquidity and difficult to realize in a short time. There is also whether the value of collateral is sufficient, and insufficient collateral value will increase the risk coefficient.