In recent years, the regulatory authorities have strengthened the supervision of P2P and standardized the operation of P2P, but they still cannot prevent the emergence of new problems, such as college students failing to repay campus loans, saying that campus loans can be repaid.
These wrong behaviors have brought new problems.
On the evening of July 9, Qian Dad of Shenzhen Mutual Gold Platform announced that some lenders on the platform delayed remittance.
According to the announcement, due to the large-scale negative outbreak of the industry, the tightening of regulatory policies and the delay in filing, it has caused a structural crisis to the Internet industry. Recently, many platforms have experienced overdue and redemption difficulties, and investors' panic has spread, which has aggravated the problem. Deterioration speed. With the deterioration of the problem, some borrowers are encouraged to take chances, spreading malicious and inappropriate information on the Internet on the grounds that the P2P financial platform is not compliant, which leads to the gradual decline of borrowers' willingness to repay in the overall environment and makes many investors nervous. A large number of users concentrated on applying for cash withdrawal, which led to an increase in the backlog of platform payment workload, which directly led to the recent delay in payment of some lenders on Qian Dad's platform.
According to the announcement, based on the above situation, the economic investigation department of Baoan District has been involved in the investigation. At present, the platform has increased the staffing of Jobs, and in the following days, the payment problem of users will be solved in a planned and orderly manner.
Qian Baba official website showed that Shenzhen Qian Baba Electronic Commerce Co., Ltd. (hereinafter referred to as Qian Baba) was formally established in Shenzhen Municipal Market Supervision Administration on 20 13 15 with a registered capital of 100000 yuan. As of 0: 00 on July 10, the total transaction amount was 32.5 billion yuan, and the total number of transactions was 75024 1, which was deposited by Ping An Bank.
Therefore, although there are still many places that need to be corrected in P2P online lending, when the borrower is mistaken and knows the law, it will cause greater property losses and its credit problems beyond the time limit, which is not worth the candle.