1, charging usury in disguise, ostensibly telling you that the monthly interest rate is 2%, but it is not, because its repayment method is more complicated, and the principal and interest are repaid in equal amounts. For example, if you borrow 654.38+ten thousand yuan, 10 month, you will pay back the principal of 10 million yuan every month, but the interest will always be based on the original principal 10 million yuan. You regretted signing the contract. If you want to repay in advance, there will be a penalty of 5% of the initial principal. Their company has someone to figure out how to let you fall into the trap. You are an amateur, and you are no match for it at all. It's too late to regret after signing the contract.
2. Sell customer information. I can't continue to use my mobile phone number since the loan from Alec Finance. I get dozens of phone calls every day, asking me if I want a loan, insurance, buying a house and so on. They sell all the information submitted by customers to make money. That's mean. Don't trust their promises. It is too late for you to submit the information.