The conditions for purchasing the house of Runhuayuan Store with the provident fund loan include: 1. The borrower must have an account in the city where Runhuayuan Store is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement to purchase the house occupied by Runhuayuan Store, and there is a prescribed proportion of self-raised funds; 4. The mortgage or pledge of assets stipulated in the Guarantee Law is used to purchase Runhuayuandian loan; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.
Runhuayuan shops new house transaction taxes include deed tax, maintenance fund and property management fee. Deed tax of Runhuayuan store: the deed tax to be paid for buying a new house is 3-5% of the total purchase price (the tax rates of different provinces, municipalities and autonomous regions are different), and the average commercial house is halved, that is, 1.5-2.5%. Runhuayuan Store Maintenance Fund: charged according to the construction area multiplied by a certain amount. Property management fee of Runhuayuan Store: paid after the house is delivered, and the specific grade rate shall be implemented according to the regulations of the local price department.
The above information is for reference only. I hope I can help you!