Wuhan haoyu information consultation

Judging from your situation, it seems that your credit report is wrong, because the commercial bank reported your information wrong. You can go to your bank to raise an objection and ask your bank to help you modify your marriage. At present, personal credit information is submitted to the Credit Information Center of the People's Bank of China once a month, which means that if the marriage confirmed by the commercial bank is wrong after you raise an objection, you can help you modify it within one month. Note: Your bank is a bank with which you have had a loan relationship, including your loan bank and your credit card bank. These banks will report your personal information. Deposits do not need to be reported, which means that if you only have deposits in which bank, that bank will not report your information. If you have many loan banks, you may not know which bank reported your information. Then you can ask PBOC which bank reported your information. PBOC has a record of which commercial bank reported your information. Only the bank that submitted your information is qualified to modify the information submitted by its own bank.

According to the Regulations on the Administration of Credit Information Industry, residents who find their own information wrong or omitted may raise objections to credit information agencies or information providers and ask for correction. Finally, if the credit reporting agencies, information providers and information users infringe upon our legitimate rights and interests, we can complain to the supervision and administration department of the credit reporting industry or bring a lawsuit directly to the people's court according to law.

Article 25 of the Regulations on the Administration of Credit Information Industry, if the information subject thinks that the information collected, saved and provided by the credit information agency is wrong or omitted, he has the right to raise an objection to the credit information agency or information provider and ask for correction. Credit institutions or information providers that have received objections shall mark the relevant information with objections in accordance with the provisions of the supervision and administration department of credit reporting industry in the State Council, check and handle it within 20 days from the date of receiving the objections, and give a written reply to the dissidents. After verification, it is confirmed that the relevant information is indeed wrong or omitted, and the information provider and the credit reporting agency shall correct it; If it is confirmed that there is no mistake or omission, the objection mark shall be cancelled; If it cannot be confirmed after verification, the verification and objection shall be recorded.