Lenders apply to Chengdu Bank for an excellent and easy loan application online. Then Chengdu Bank accepts the application and carries out online real-time approval. After approval, Chengdu Bank directly signs a loan contract with the lender online, and after signing the loan contract, Chengdu Bank issues loan funds to the lender.
The loan object is a natural person with full capacity for civil conduct. The loan conditions are that urban residents use it to buy ordinary houses for their own use, have a house purchase contract or agreement, have the ability to repay the principal and interest, have good credit, and have a down payment of 30% of the funds needed for house purchase and a loan guarantee recognized by the bank.