Advantages and disadvantages of local credit information financing platform

The construction of local credit information platform led by the government has the advantages of convenient information collection, risk control and service supervision. Due to its public welfare nature, there are also shortcomings in management problems such as making ends meet.

Credit investigation refers to the activities of collecting, sorting, saving and processing the credit information of natural persons, legal persons and other organizations according to law, providing credit reports, credit evaluation, credit information consultation and other services to help customers judge and control credit risks and carry out credit management.

Financing is not only the behavior and process of raising funds for enterprises, but also the financing of monetary funds. Both parties raise or lend funds in the financial market in various ways.