1. Affiliate: Youyimi is a loan platform under Dongguan Youyimi Technology Co., Ltd., and Bai Hua is a consumer credit product launched by Ant Financial.
2. Service scope: You Yimi provides various loan services, including personal consumption loans, housing loans, car loans, etc. The flower garden is mainly used in the field of consumption, and users can advance the amount of flower garden when spending.
3. Credit system: As a formal lending platform, Youyimi has legal registration and operation qualifications, and is subject to the supervision of relevant financial regulatory agencies. Flower buds are connected to the central bank's credit information system, and users can't use them if they refuse to access them.
4. Security measures: You Yimi provides some security measures, such as encryption technology and data protection, to ensure the security of user information. Bai Hua has similar security measures.