I. General requirements
Adhere to the combination of key rectification and source treatment, combine clean-up and investigation with crackdown according to law, steadily advance, comprehensively investigate and resolve the risks of illegal fund-raising, focus on improving regulatory measures, resolutely curb the high incidence and spread of illegal fund-raising, and maintain economic and financial order and social stability.
Second, the working principle
(a) to implement the responsibility, take the initiative. Strictly implement the management responsibility of each unit to prevent and dispose of illegal fund-raising, give full play to the supervision and management responsibilities of the main (supervisory) departments of various industries, and firmly establish the idea of "playing a chess game", which should not only take the initiative and be serious and responsible, but also coordinate and share information, and effectively form a joint force.
(2) Point-to-surface combination, highlighting key points. It is necessary to find out not only the scale of major risks of non-enterprises, but also the risk status of key areas and key areas where cases are frequent, so as to make inferences about the overall risk status.
(3) Actively and steadily, and strictly abide by the bottom line. It is necessary to be firm and positive, but also to pay attention to strategies and resolve them in an orderly manner to avoid triggering new risks. At work, we should adhere to the bottom line thinking, formulate and improve the response plan, master the initiative to prevent and resolve risks, and keep the bottom line of risks.
(4) Combine the distance and treat both the symptoms and root causes. It is necessary to take short-term effective measures to reverse the situation of frequent cases in some areas, and to formulate long-term plans focusing on three-year tough battles, improve laws and regulations, strengthen supervision, and establish and improve a long-term mechanism for early prevention, early identification and early treatment of illegal fund-raising.
Iii. Main points of investigation
(1) Key areas. All kinds of private investment and financing intermediaries, Internet finance industries such as peer-to-peer lending platforms, third-party payment platforms and crowdfunding platforms, capital-intensive industries such as private equity, e-commerce, wholesale and retail, real estate, various agricultural cooperative organizations and other agricultural fields, and people's livelihood fields such as education, medical care, pension and tourism.
(2) Key behaviors. Under the banner of financial innovation, there is no illegal fund-raising behavior with sustainable profit model in the names of "consumer rebate", "mutual fund assistance", "joining points", "virtual assets" and "livestock custody"; Illegal fund-raising under the guise of "Belt and Road", "Enjoy Economy" and "Charity"; Illegal fund-raising with the elderly, the disabled and the poor as the main target groups.
The focus of the investigation is not limited to the above. Towns (Tushan Scenic Area), communities and relevant departments should, in light of the actual situation, bring the industries and behaviors with outstanding illegal fund-raising problems into the scope of key investigation.
Fourth, work measures
(1) Carry out mopping in an all-round way. Mobilize all forces, give full play to the advantages of big data, suspicious funds, advertising information monitoring, industry investigation, grid staff investigation, social investigation, seriously accept and verify all kinds of clues such as mass reports and media exposure, carry out full coverage of jurisdictions and industries, and map out key risks to fully grasp the risk dynamics of illegal fund-raising.
(2) Focus on strengthening network risk investigation and prevention. Make full use of technical means and management advantages, strengthen the inspection and monitoring of online illegal fund-raising risk information, timely monitor and deal with online illegal fund-raising activities and subjects according to law, concentrate on cleaning up a number of online illegal networks and harmful information, and effectively purify cyberspace.
(3) Establish a risk ledger. Regularly summarize the investigation situation, establish a total risk list, and quantitatively analyze the scale of industry and behavioral risks. On this basis, considering the scale of stakeholders, risk exposure, public opinion, potential risks related to stability and other factors, the management account of key risk clues was screened and established, and the responsibility, measures and time schedule of rectification were clarified to realize dynamic monitoring and management of risk disposal.
(4) Strengthen early response and risk classification. Adhere to the investigation and rectification, distinguish the nature and priorities of the problems, make full use of various means, strengthen early intervention and classified disposal of risks, and ensure the investigation results. For key risk clues, we should continue to follow up, "one thing, one policy", do a good job in follow-up risk control and follow-up disposal, eliminate hidden dangers one by one and summarize and report them regularly to prevent the risk from expanding or illegal activities from resurging.
(five) to crack down on illegal and criminal acts according to law. We will continue to crack down on illegal fund-raising and criminal activities, take the opportunity of three years of tough battles, take a multi-pronged approach, and make up our minds to control major illegal fund-raising risks, focus on eliminating major hidden dangers that affect financial security and social stability, and never "slow down" risks.
(six) do a good job of convergence. It is necessary to co-ordinate risk investigation and special rectification of Internet financial risks, clean up and rectify all kinds of trading places, "look back" and other work, make good preparations for risk response, pay attention to the orderly connection with the special actions of public security organs to crack down on illegal fund-raising crimes, and properly dispose of all kinds of non-risk subjects according to law.
Verb (abbreviation of verb) implementation steps
(1) Mobilization and deployment stage (May 18 to May 28th). Study and formulate work plans and deploy special research activities. Convey the spirit of the notice of provinces and cities on carrying out special investigation activities on suspected illegal fund-raising, clarify the main body of responsibility, and decompose the tasks of special investigation activities into towns (Tushan Scenic Area), communities and relevant departments. Towns (Tushan Scenic Area), communities and relevant departments should deploy special investigation activities as soon as possible and work out specific implementation plans. When making a plan, we should not only ask the principle, but also ask for accurate risk points, effective measures and clear responsibilities. We should find out the base, identify the crux, highlight the key points, implement measures, compact the responsibilities, and ensure that the tasks are carried out.
(II) Implementation stage of the activity (May 29th to July 13). Towns (Tushan Scenic Area), communities and relevant departments should organize all forces to comprehensively find out the scale, number of cases, concealment, regional distribution and characteristics of illegal fund-raising. For enterprises operating across regions, the units where they are registered and operated should exchange information and strengthen cooperation to prevent gaps in investigation. For the clues found, it is necessary to establish a risk management ledger, comprehensively consider the nature of illegal acts, the ability and willingness of fund-raisers to repay, social harm and other factors, formulate differentiated' disposal strategies', and adopt warning interviews, standardized rectification, administrative punishment, criminal strikes and other means to classify and resolve risks.
Work requirements of intransitive verbs
(1) Strengthen organizational leadership. Villages and towns (Tushan Scenic Area), communities and relevant departments should strengthen organizational leadership and overall command, take this investigation as the focus of the whole year's work, pay close attention to it, ensure that special investigators are in place, have clear responsibilities and effective measures, effectively find out the risk base, curb incremental risks, and gradually digest stock risks, laying a solid foundation for winning the tough battle to prevent and resolve major risks. It is necessary to strictly perform their duties, be seriously accountable, and form a serious dereliction of duty atmosphere in which risks are not discovered in time and risks are not reminded and disposed of in time.
(2) Deepening cross-regional cooperation. It is necessary to intensify the investigation of enterprises registered locally in different places, registered locally in different places, frequently changed their registered addresses and senior executives' information, strengthen risk information sharing and communication and cooperation, unite the joint efforts of investigation and rectification, and prevent the phenomenon that risk enterprises make a comeback after moving.
(3) Improve the long-term monitoring and investigation mechanism. It is necessary to combine special investigation actions with daily monitoring and early warning means, sum up experience and measures, and find weak links. Effectively integrate online and offline information resources, enrich the means of early risk intervention, establish and improve the supervision and governance mechanism of illegal fund-raising on the Internet, further improve the long-term monitoring and early warning mechanism such as grading early warning, grading policy and grading resolution, strive for a "community town without illegal fund-raising", and gradually realize the work goal of "no major cases and less incidents" of illegal fund-raising within its jurisdiction.
(4) Do a good job in information submission. First, timely report the specific implementation plan to the District Leading Group Office for the Prevention and Disposal of Illegal Fund-raising (hereinafter referred to as the District Office) for the record. Second, actively submit work dynamic information. During the special investigation, towns (Tushan Scenic Area), communities and relevant departments submitted no less than three pieces of information, including but not limited to highlights and achievements, outstanding risks found and disposal measures, typical cases (incidents), problems and difficulties encountered, opinions and suggestions. Third, after the special investigation, we should conscientiously sum up the work results, deeply analyze the overall situation, regional distribution and causes of illegal fund-raising risks in this region and this regulatory industry, judge the difficulties and risk situation, sort out typical cases (no more than three), put forward the next preventive measures and suggestions, form a risk investigation summary report, and submit it together before July 13.