What are the procedures for buying a house?
The first step in buying a house: checking property rights is the key.
Buying a house must depend on whether the relationship between land and housing property rights is clear, whether there are any disputes left over, and prevent one room from being sold for two; Review the integrity, authenticity and reliability of housing property rights. Pay attention to whether the owner's name on the real estate license is consistent with that of the seller, whether there is a mortgage or someone, etc. It is necessary to find out whether the house you buy is a commercial house, a fund-raising house or an affordable housing. Fund-raising houses need to be stamped by the unit to be listed and traded, and affordable houses need to live for five years to be listed and traded.
If it is faster, first understand whether the developer has the pre-sale qualification of commercial housing, that is, check whether the "five certificates" are complete. Five certificates refer to construction land planning permit, construction project planning permit, construction permit, state-owned land use permit and commercial housing sales (pre-sale) permit.
The second step of buying a house: signing a contract
Confirm the legal status of buyers and sellers, and review their qualifications before signing the real estate agency contract to see if they have gone through the industrial and commercial registration procedures; Check the other party's power of attorney to confirm that the other party is the legal agent of the seller. When signing the sales contract, the buyer must pay the down payment or deposit for the house purchase, and remember that the money should be handed over to the seller in person, and the seller will issue a receipt. When giving it to others, you must review the other party's power of attorney to confirm whether the other party is the legal agent of the seller.
The third step of buying a house: go through the formalities
The necessary procedures cannot be simplified. After three steps of house selection, house inspection and contract signing, we enter the substantive stage of buying a house. Specifically: housing area mapping, housing value evaluation, housing mortgage loan, housing property transfer, and receiving receipts.
After buying a house, you should apply for a real estate license as soon as possible, and urge the seller to move out of the account as soon as possible; Don't simplify the procedures, don't trade privately, and go through the transfer formalities legally and thoroughly. The transfer of property rights must be reported to the property rights department before the transfer formalities can be handled.
The fourth step of buying a house: handing over the house
After completing all formalities as agreed in the contract, the Buyer and the Seller shall hand over the house according to the contract, check and accept the house decoration and ancillary facilities that cannot be removed in the house, and the buyer shall pay after passing the inspection. The buyer should not pay off all the house payment before obtaining the real estate license.
Regarding the payment of taxes and fees, it should be indicated in the "Sales Contract" which party will bear it, and the unspecified ones will be borne separately according to the regulations; Finally, according to the regulations of the real estate trading center, I must be present in person when I receive the real estate license. If you can't get the license at the scene for some reason, you should go through the notarization formalities of entrusted license in advance.
What are the procedures for buying a house? It is best for first-time buyers to know more about the relevant procedures and be familiar with the process of buying a house, so that they will not have a lot of frictions, take many detours, waste time and spend more money because they don't understand.
(The above answers were published on 20 17-04- 18. Please refer to the actual situation for the current purchase policy. )
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