1,/kloc-a natural person between 0/8 and 60 years old who can provide valid identification and have full capacity for civil conduct;
2 have a stable economic income and the ability to repay the principal and interest of the loan on schedule;
3. Have a fixed residence or valid residence certificate in this city;
4. Meet the conditions of our guarantee or credit loan, or provide collateral guarantee recognized by our bank;
5. Open a personal settlement account in our bank, and agree and authorize our bank to deduct the loan principal and interest and related expenses that the borrower should bear from its account;
6. There is a clear loan purpose;
7. Meet other requirements of the Bank.
Application material
1. Original and photocopy of the valid identity certificate of the loan applicant;
2, the loan applicant unit income proof materials;
3. If the borrower applying for mortgage or pledge guarantee is married, he/she must provide a marriage certificate, a valid identity certificate and a copy of his/her spouse, and a * * * repayment commitment letter issued by the borrower's spouse; If the loan applicant is unmarried, an unmarried statement shall be issued;
4. Proof of loan purpose;
5. Other necessary materials required by Chongqing Bank.
Extended data:
Lender: Chongqing Bank.
Type of institution: microfinance bank
Loan type: mortgage loan
Repayment method: installment repayment.
Loan amount:1.00-5 million.
Applicable areas: Chengdu, Guiyang, Xi and Chongqing.
Loan currency: RMB
Suitable for people: other occupations, employees of state-owned enterprises, civil servants, lawyers and teachers.
Loan interest rate: 0.60%-0.70%
Loan term: 1.00 month-120.00 month.
Processing time: 7 days
Loan purpose: personal consumption loan
Other expenses: No other expenses.
Baidu Encyclopedia-Chongqing Bank