Insurance is like a parachute-if you don't take it when you need it most, you will never need it.
Insurance covers money, which can help you when you or your family need it most. Life insurance is money, money that you can walk around when you need it most. Everyone will be icing on the cake, and it is rare to send charcoal in the snow.
Insurance is like an umbrella, no one buys it on sunny days, but you can't buy it on rainy days; I didn't bring it when I needed it, and I don't necessarily bring it when I needed it.
Bank and insurance: the bank lends you an umbrella in sunny days and takes it back when it rains; Insurance is not to borrow an umbrella in sunny days, but to lend it to you in rainy days!
Buying insurance is like raising a son. This son is very filial. He won't look at you or talk back. If you are sick, he will cash your medical expenses; When you are old, he will provide for your old age!
Why are Europeans and Americans getting richer? Because in addition to daily expenses such as daily necessities, they arrange insurance premiums first, followed by investment and savings. So they live very chic! Why do people in China live so tired? Because China people can only save money, but they can't get insurance. I managed to save a little money all my life, and as a result, I spent it all after a serious illness, and even became heavily in debt. This kind of life wastes time and implicates children, making them have to start from the bottom! ("After decades of hard work, I returned to before liberation")