I. Consulting and understanding information
For buyers and sellers, knowing the information is 1 this step. The buyer and the seller establish information communication channels, and the buyer knows the overall situation and property rights of the house, and requires the seller to provide legal documents, including house ownership certificates, identity documents and other documents.
Second, find a house.
Looking for housing can be through the following channels
1, introduced by relatives and friends;
2. Understand and search through newspapers, online information or posting purchase information;
3. Choose a qualified real estate agency to buy.
Third, look at the house on the spot after finding the house.
After selecting the target housing, you need to go to the site to check it yourself. Experts remind: we must interview the property owner to determine whether the property right of the house is good and whether it has the conditions for listing and trading. For the renovated house, it is necessary to check whether the facilities such as water, electricity, natural gas and heating can be used normally and whether there are obvious quality problems in the house.
Fourth, sign a contract.
The seller provides the legal certificate of the house, and the buyer can pay the house purchase deposit (paying the house purchase deposit is not a necessary procedure for the sale of commercial housing), and the buyer and the seller sign the house purchase contract (or house purchase contract). After the buyer and the seller reach an agreement on the location, property right, selling price, delivery time, delivery method and property right disposal of the house through consultation, both parties shall sign at least three house sales contracts.
Verb (abbreviation of verb) ownership transfer
The buyer and the seller apply to the real estate transaction management department for review. After the buyer and the seller apply to the real estate management department, the management department shall examine the relevant documents, review the property rights, and grant the transfer procedures for the houses that meet the listing conditions. If there is no property right or some property rights without the written consent of other property rights, the application will be refused and the listing transaction will be prohibited.
Dealing with loans with intransitive verbs
For the buyer of the loan, after signing the house sales contract with the seller, both the buyer and the seller will go to the loan bank to handle the loan formalities. The bank will review the buyer's credit status, evaluate the house that both parties want to trade, and then approve the buyer's loan. After the two parties complete the registration change of property rights and the buyer obtains the house ownership certificate, the bank will issue a one-time loan.
Seven, easy to sell.
After the buyer obtains the ownership certificate of the house and pays off all the house price, and the seller delivers the house and pays off all the property fees, the sales contract of the second-hand house of both parties is fully fulfilled.
These are Bian Xiao's personal housing purchase procedures. Buying a house should be something that many of us have to experience. No matter how long it will take to buy a house, many people will not give up the idea of buying a house. Therefore, since everyone wants to buy a house, everyone should have a good understanding of the process of buying a house. Then, when you can afford a house, you will no longer be blind about how to buy a house. Therefore, I hope everyone can have a good understanding of the personal purchase process introduced by Bian Xiao.
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