There is no memo for remittance refund. You can apply to the other party for remittance refund, so that the other party can directly check the remittance progress with the bank, and you will know whether the money is returned to our company or a company in Hong Kong. If you have remittance needs and questions, you can contact us at any time.
Refund of foreign exchange will not lose 10%, but the exchange difference of your exchange rate. The intermediary bank and the two banks will charge a handling fee of several tens of dollars at most.