Micro-loans can't be applied, because micro-loans adopt the user invitation system. At present, users are invited to see the entrance of micro-loan in QQ wallet of mobile phone QQ and WeChat wallet of WeChat, and the maximum loan amount can be 300,000 yuan.
At present, the credit line of "micro-loan" to users is between 500 yuan and 300,000 yuan, which varies according to the individual's comprehensive situation. A single loan can be 500 yuan-40,000 yuan.
"Micro-loan" uses the method of daily interest, with a daily interest rate of 0.02%? -0.05%, one day 1 ten thousand, interest 2-5 yuan.
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Weizhong Bank recently disclosed that under the guidance of Wenzhou Anti-Fraud Center, the micro-loan team of Weizhong Bank and the security team of Tencent Guardian Program strongly assisted the public security organs in Yueqing, Zhejiang Province to crack a criminal case of fraud in the name of counterfeit "micro-loan" and arrested the people involved in the whole case 10, involving about 600,000 yuan.
The relevant person in charge of Weizhong Bank said that there are individual cases of fraudulent use of "micro-loans" in the market, and they have cooperated with relevant partners and law enforcement agencies through various channels to crack down; Working with the security team of Tencent Guardian Program to help Zhejiang police solve the case is one of the measures taken by the bank to crack down on fraud in the name of misappropriation of "micro-loans".
It is reported that Xiao Ye is a self-employed, and he was in urgent need of a sum of money to purchase goods in June+10 this year, so he wanted to obtain a batch of working capital through loans. At this time, she remembered that she had seen a person posting an advertisement for "opening a small loan" in the group chat information before, so she consulted. She never thought that this was a routine of a liar, and she was cheated by nearly 5,000 yuan in the name of opening a handling fee.
After receiving the alarm, Yueqing Public Security Bureau attached great importance to it, and the Criminal Investigation Brigade and Hongqiao Town Police Station set up a task force to conduct serial and parallel investigations on such cases. Through investigation, it was found that since 20 17, the main member Jia Mou and others 10 people have committed fraud in Liaocheng, Shandong Province in the name of impersonating "micro-loans".
201810/kloc-0 from 26th to 3rd1day, the arresting group of Yueqing Public Security Bureau launched a network-closing operation against a fraud gang suspected of impersonating "micro-loans" in Liaocheng City, Shandong Province.
The relevant person in charge of Weizhong Bank said that there is no so-called "internal invitation channel" for micro-loan products. All users of micro-loans are invited by the official review, and all paid help to open micro-loans is fraud.
In fact, Weizhong Bank is cracking down on such fraudulent information in multiple dimensions. First of all, for the source of fraudulent information release, Weizhong Bank actively communicates with various information release platforms to eliminate the source; Secondly, Weizhong Bank also actively contacted and assisted the police in case investigation, and has effectively cooperated with public security departments in Zhejiang, Chongqing and Shandong, and cracked many criminal cases.
In addition, Weizhong Bank has conducted extensive user education and publicity on official and social media, calling on users to be alert to relevant fraudulent information and protect personal information and property security.
After preliminary investigation, the gang was involved in more than 100 cases, involving more than 600,000 yuan. 10 The suspect has been criminally detained by Yueqing Public Security Bureau, and the case is still under investigation. After preliminary trial, the suspects Jia Mou, Shi Moujia and others confessed to the facts of fraud.
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