Detailed description:
1. ID number stolen: If you have never applied for an installment loan online and there is conclusive evidence that someone else has stolen your ID number, then you should not be responsible for the repayment of the loan.
2. loans overdue: Even if the loan has been overdue for more than 65,438+0,000 days, since it is not its own debt, it is not liable for repayment. The loan company will find legal channels to recover the arrears, not you.
3. Lending company sues: If the lending company sues you, you can provide relevant evidence to prove the fact of stealing the ID number and defend yourself. You should consult a lawyer as soon as possible to get specific legal advice and guidance to ensure that your rights and interests are safeguarded.
Summary:
According to the information you provided, you are not responsible for the installment loan handled by stealing your ID number. In case of legal proceedings, you should seek professional legal advice and provide relevant evidence.
Extended data:
If you find someone stealing your identity information for fraud, you should take the following measures immediately:
1. Call the police: report the case to the local police and provide all available evidence and relevant information.
2. Notify relevant institutions: notify banks, credit card companies, lending institutions and other institutions related to your identity information to ensure that they understand your situation and take corresponding preventive measures.
3. Monitor personal credit records: regularly monitor personal credit reports and find any abnormal activities as soon as possible.
4. Seek legal help: seek legal advice from a professional lawyer to ensure that your rights and interests are protected.